Chongqing housing prices are too high? Six questions that must be understood before buying a house.

What is the purpose of buying a house? If you still think that buying a house is just for living, then Bian Xiao will ask, are you sure you are a modern person, not living before the reform and opening up? Today, the meaning of the house to us is no longer the simple life decades ago. The function and value of the house are too great for modern people. For individuals and the whole family, houses have different important functions. Therefore, before buying a house, we should repeatedly consider the problem of buying a house and think clearly about the following six questions. I believe you can avoid many possible problems after buying a house.

1. Do you think buying a house means paying a down payment?

Many people have no financial awareness from the beginning, and the concept of assets is very vague. After all, they just can't settle accounts. Many people never settle accounts when buying a house. They simply think that paying the down payment is nothing. Compared with the down payment, the monthly payment is a trivial matter. With this mentality, he eventually became a "house slave."

Correct understanding: the price of buying a house is not only as simple as the down payment, but also depends on one's own economic ability. At the beginning, you can calculate how much you can repay each month, and you can buy a house with a matching price to avoid the phenomenon that the quality of life will be greatly affected or even the house will be forcibly taken back by the bank in the future. Of course, the residential property fees, elevator fees and other expenses should also be clearly understood before buying a house, so as to be aware of it. In short, you must do what you can to buy a house, and buy the best house within your own economic ability!

Second, do you think property is not important?

Everyone cleans the snow in front of the door, regardless of other people's tiles. The psychology of hanging high makes many property buyers pay little attention to the property problems in the community, because many people think that I have bought a house and lived in my own home anyway, and it seems that it has little to do with me. But the importance of property is self-evident. Everything in the community needs property management. The sanitation, safety, infrastructure maintenance and housing quality maintenance of residential areas all need property management. You don't want to live in an unsafe community full of rubbish.

Correct understanding: as the housekeeper of the community, the role of property is becoming more and more important, so you must choose a property with good reputation before buying a house. Good property makes your living experience better and safer; Bad property will produce a lot of bad worries, affect the mood, and the property fees paid will be paid in vain.

3. Will you choose the apartment that suits you?

Blind pursuit of high-rise and special apartment design has become one of the most regrettable things after buying a house. When buying a house, you can't choose the floor and apartment only by the mouth of the salesperson or your inexperienced taste, otherwise the house you buy will definitely be uncomfortable to live in later. For example, some floors are too high, which will attract dust more easily, and it is inconvenient to get old. However, some special huxing will make some space difficult to use and waste, and some spaces are uncomfortable to live in, even if you spend more money, you will not be comfortable.

Correct understanding: Generally, it is enough to choose the seventh floor, avoiding the gray floor, and the floor should not be too low or too high. Be sure to choose a normal apartment, consult more experienced people and spend the least money to buy the most comfortable house.

4. Do you think the seller is capable and responsible?

Real estate developers have always had deep pockets. From land acquisition to building and then selling houses, the birth of a project has to deal with many units and personnel. Therefore, it is natural that developers who can sell houses have the ability, and buying a house no longer depends on who the developer is. But there will always be negative news in the news, which will make many people's hard-earned money accumulated for many years go down the drain. Therefore, we have to pay more attention to the qualifications of developers before buying a house.

Correct understanding: houses built by big brands or reputable developers will have better quality assurance and more thoughtful service in the future. Don't ignore the qualifications of developers. Choosing a big brand or a real estate with a good reputation will definitely make you worry a lot.

Do you really think that the lower the house price, the better?

Many people buy things cheaply, and buying a house is no exception. In the case that the residential environment, housing quality and huxing are good, some people do not consider lots. As long as the quality passes, the lower the house price, the better. But most of these houses are far from the city center, and the surrounding facilities are not complete. Not to mention the long distance from work to school, even people don't want to buy food, go to supermarkets or parks in their lives, which makes life inconvenient. So how to balance price and convenience?

Correct understanding: No matter how low the price is, there can be no house that sacrifices the convenience of life. The purchase price has come down, but in the next few decades, you will have to endure the long journey to work and the extreme inconvenience of life, which is not worth the candle. Therefore, buying a house still depends on the location. It is ok to make some concessions on the location for the sake of reasonable housing prices, but it is absolutely not advisable to blindly pursue low housing prices and give up the location.

6. Have you ever thought about children when buying a house?

Now people who buy houses are getting younger and younger. Many people buy a house to get married, so they don't have children when they buy a house, so they don't consider the problems after having children in the future. Have you considered the size of the house? Is that small house enough to live in? Have you considered the education of children? Will your children receive a good education in the future? When buying a house, you should take a long-term view and think more about the future.

Correct understanding: buying a house does not need one step. Most people can't buy a large-sized house from the beginning, but when buying a house, they should also consider more flexible housing area, that is to say, two people live, three people live without crowding, and there is no need to rush to change rooms with children. In addition, children's education should be considered before buying a house. After all, this is a lifelong event. It is what every parent wants to see to choose the school district next to the school and let the children win at the starting line from an early age.

(The above answers were published on 20 16-02-0 1. Please refer to the actual situation for the current purchase policy. )

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