Is it legal for a third party to collect and contact family members?

It is legal for third parties to collect and contact family members.

If the platform only properly contacts the family members of the parties, it is not illegal to ask the other party to urge the parties to repay. However, it is illegal for dunning companies to call their families to cause harassment. You can collect relevant evidence and report the case to the public security organ. After loans overdue, both the loan platform and the third-party collection agency have the right to collect the debtor. As long as the content is compliant, there is no threat, no fraud, and the phone calls and text messages are compliant.

Or a third person who obtains contact information through appropriate channels. The so-called formal channel is to collect the contact information of an unrelated third party when communicating with the debtor. For example, the debtor informs the collector himself, and the phone number of parents and spouses is the proper channel.

Matters needing attention after overdue

1. Most of the debts you owe are civil. The police won't care about you and won't go to jail.

2. If you borrow the contract of the online loan APP, you must download and save it. Click on it and have a quick look. There are many contracts similar to guarantee. When you want this contract while negotiating, it is simply more difficult than going to heaven.

If you don't have money to pay back for the time being, don't cry and complain to the collection staff, and tell your difficulties. The job of the collector is not to clear your feelings. Their job is to make you pay back the money. If you don't pay back a penny, the other party may even take your real situation as a joke.