The story of a wise man

Analysis:

The story of a wise man

1. Think differently.

A Jew walked into a bank in new york, came to the loan department and sat down grandly.

"What can I do for you, sir?" The manager of the loan department looked at people's clothes and asked: luxury suits, high-grade leather shoes, expensive watches, and tie clips inlaid with gems.

"I want to borrow some money."

"Ok, how much do you want to borrow?"

"1 USD."

"Only $65438 +0?"

"Yes, only borrow 1 dollar. Is that okay? "

"Of course, as long as there is security, it doesn't hurt to have more."

"Well, are these guarantees ok?"

Jews said, take out a bunch of stocks, national debt, etc. Take it out of the luxurious leather bag and put it on the manager's desk.

"A total of * * * 500,000 yuan, is it enough?"

"Of course, of course! However, do you really only need to borrow $65,438 +0? "

"yes." As he spoke, the Jews received 1 dollar.

"The annual interest rate is 6%. As long as you pay 6% interest and return it one year later, we can return these shares to you. "

"Thank you."

When the Jews had finished speaking, they were ready to leave the bank.

The branch manager who has been watching coldly can't figure out how a person with $500,000 can borrow from the bank to 1 dollar. He followed in a panic and said to the Jews, "Ah, this gentleman ..."

What can I do for you? "I really don't know, you have $500,000, why only borrow 1 dollar? If you want to borrow $300,000 or $400,000, we will be happy to ... "

"Please * * * don't worry. It's just that before I came to your bank, I asked several banks, and their safes were expensive. So, I want to deposit these stocks in your bank. The rent is as cheap as 6 cents a year. "

According to common sense, valuables should be kept in the safe of the vault. For many people, this is the only choice. However, Jewish businessmen were not trapped by common sense, but found a new way to lock securities in the bank safe. From the perspective of reliability and insurance, there is really not much difference between the two, except for the different fees.

Usually people mortgage in order to borrow money, and always want to get as many loans as possible with as little mortgage as possible. In order to ensure the security or profitability of loans, banks will never let the loan amount approach the actual value of collateral. Therefore, there is generally only the upper limit of the loan amount, and the lower limit is not required at all, because this is a problem that the borrower will manage well. Being able to use this "loophole" to change the way of thinking is the "shrewdness" of the Jewish way of thinking.

Being good at changing ideas and thinking about problems will often bring more opportunities for success.

2. Grasp the scale of persistence and flexibility.

Once upon a time, there were two young people, one named Xiao Shan and the other named Xiao Shui. They lived in the same village and became best friends. Because it is not easy to make a living in a remote village, they agreed to do business in a distant place, so they sold their fields at the same time and traveled with all their property and donkeys.

They first arrived at a place where linen was produced. Num 16: 10 told Xiao Shan that in our hometown, linen is extremely valuable. If we change all our money into linen and take it home, we will make a profit. Hill agreed. They bought linen and tied it carefully on the donkey's back.

Then, they went to a place rich in coarse goods, where there was just a shortage of linen. Num said to the hill, "In our hometown, fur is more valuable. We sold linen for fur, which not only recovered our capital, but also made high profits after returning to China! "

The hill said, "No, my linen has been firmly tied to the donkey's back. How troublesome it is to move up and down! " "

Num 10: 10 changed linen into fur, and there was a penny of silver. There is also linen on the back of donkeys on the mountain.

They then went to a place where medicinal materials were produced, where the weather was bitter and cold, and fur and linen were scarce. Num said to the hill, "Medicinal materials are more valuable in our hometown. If you sell linen, I will sell the fur and go back to my hometown with medicinal materials. "

Hill patted the linen on the donkey's back and said, "No, my linen has been firmly attached to the donkey's back, and it's too much trouble to unload it after such a long walk!" " "Num changed all the fur into medicinal materials and made a fortune. There is also linen on the back of donkeys on the mountain.

Later, they came to a city rich in gold. This city full of gold mines is a barren land, which is very short of medicinal materials and of course linen. Num 1 1: 10 told Xiaoshan that the herbs and hemp here are very expensive and the gold is very cheap, but the gold in our hometown is very expensive. Replace herbs and linen with gold, and we won't worry about food and clothing for the rest of our lives. "

Hill refused again: "No! Don't! My linen is safe on the donkey's back. I don't want to change. " Num sold the medicinal materials and exchanged them for gold, making a sum of money. The hill still guards the linen on the donkey's back.

Finally, they returned to their hometown, selling linen in the hills and getting little profit, which was not commensurate with his hard journey. And num not only brought back a lot of wealth, but also sold gold and became the biggest rich man in the local area.

3. Enough is enough.

A landlord visited a tribal leader. The leader said, you go west from here and make a mark. As long as you can come back before sunset, the land between here and that mark is yours.

The sun went down and the landlord didn't come back, because he walked too far and was exhausted on the road.

Greedy people cannot go back because of greed. However, there are still some people in real life who are not greedy, but can't go back.

Once, I wanted to nail a picture in the living room and ask my neighbors for help. The painting has been propped up on the wall and is about to be nailed. He said, "This is not good. It's best to nail two pieces of wood and hang the picture on it. " I took his advice and asked him to help me find the block.

The piece of wood was soon found and was about to be nailed. He said, "Wait a minute, this piece of wood is a bit big. You'd better saw it off." So he looked around for a saw. I found a saw. I haven't sawed it twice. "No, this saw is too dull," he said. "It needs grinding."

He had a file at home, and when he brought it, he found it had no handle. In order to deal with documents, he went to the bushes near the school garden to look for young trees. When I went to cut down the young trees, he found that my axe full of old rust was really useless. He also found a grindstone, but in order to fix it, he had to make some pieces of wood to fix it. To this end, he went to a carpenter outside the school and said that carpenters have ready-made ones. However, he left and never came back. Of course, I nailed the picture to the wall at the same time. When I saw him again in the afternoon, it was in the street. He is helping the carpenter to carry a heavy chainsaw from the Wujiaohua store.

There are many kinds of people who don't come back from work and life. They believe that to do this well, we must do the previous things well, and to do the previous things well, we must do the previous things well. They went upstream and got to the bottom of it until they forgot their original purpose. Such people seem to be busy and hard-working, but in fact they don't know what they are busy with. Some people may know at first, but once they get busy, they really don't know what they are busy with.

4. Create wealth with wisdom

Many years ago, in Auschwitz, a Jew said to his son, now our only wealth is wisdom. When others say that one plus one equals two, you should think of more than three. "The Nazis poisoned hundreds of thousands of people in Auschwitz, but the father and son survived.

1946, they came to Houston, USA to do bronze ware business. One day, the father asked his son what the price of a pound of copper was. The son answered 35 points. The father said, "Yes, the whole state of Texas knows that the price of a pound of copper is 35 cents, but as a son of a Jew, it should be said to be 3.50 dollars." Try to make a pound of copper into a door handle. "

Twenty years later, his father died and his son ran a bronze shop alone. He makes bronze drums, reeds on Swiss clocks and watches and Olympic medals. He once sold a pound of copper for $3,500, when he was the chairman of mccall Company. However, what really made him famous was a pile of rubbish in New York State.

1974, the United States * * * invited public bidding to clean up the waste left by the transformation of the Statue of Liberty. But months passed and no one responded. When he heard that he was traveling in France, he immediately flew to new york. After seeing the mountains of copper blocks, screws and wood under the Statue of Liberty, he signed unconditionally.

Many transportation companies in new york secretly laughed at his foolish behavior, because in New York State, there are strict regulations on garbage disposal, and they may be sued by environmental organizations. Just when someone wanted to see Jewish jokes, he began to organize workers to sort garbage. He had the scrap copper melted and cast into the little Statue of Liberty. Processing cement blocks and wood into a base layer; Make waste lead and aluminum into the key to new york Square. Finally, he even packaged the ashes swept from the Statue of Liberty and sold them to flower shops. In less than three months, he turned this pile of waste into $3.5 million in cash, and the price of copper per pound increased by 654.38+100000 times.

When children born in Jewish families grow up, mothers in charge of enlightenment education almost always ask them to answer a question: "If one day your house is burned down and your wealth is robbed, what will you take to escape?" Children are young and innocent, and naturally they regard money as a good thing, because without money, how can they have food, clothing and play? Some children also said that they would run away with diamonds or other treasures. With it, what do they lack? But these are obviously not the answers that mothers want. They will further ask, "There is a kind of baby that has no shape, color or smell. Do you know what it is? " If the child can't answer, the mother will say, "Son, what you want to take away is not money or diamonds, but wisdom." Because no one can take away wisdom. As long as you live, wisdom will always follow you. "In the eyes of smart Jews, everything is valuable and can be recovered. Only wisdom is priceless wealth in life.

Jews are not born smarter than people of any race, but they know how to cast this priceless gold coin better. When the child is just sensible, the mother will drop honey on the book and let the child lick the honey, with the intention of telling the child that the book is sweet.

Wisdom is eternal wealth, leading people to success and never being poor.