China Life was punished by China Insurance Regulatory Commission.

There will be no cheating in insurance, and all of them have been audited by the CIRC. If the products on the market do not meet the requirements of the CIRC, they will be punished by the CIRC.

understand that insurance doesn't cheat people, only people cheat people.

it's like a vehicle breaking the rules, not the vehicle's responsibility, but the driver's responsibility. Don't go around saying that it is Toyota's violation, Volkswagen's violation and modern violation, which will make people laugh.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.