How to live in debt?

To overcome the difficulties in the future, we must do the following:

People in debt often have a great sense of loss. Faced with family members' incomprehension, friends' cynicism and even their partners' denial, they really feel that the world is very cold. Many people are hard to get out of the shadow of past success, afraid of losing face, unable to accept the reality of failure, hard to let go, deeply entangled, unable to extricate themselves from the cage of debt. I want you to live like a joke, because your time and experience are reminiscing about the past, rather than trying to think about ways to solve problems. No one cares about the feelings of a loser, only you care. Let go of face, let go of the past, let go of the so-called circle and start from the heart! Only by letting go can we let go, only by letting go can we meditate, and only by meditating can we clarify the idea of making money.

Reflection is the first step of human growth and the fastest shortcut. It is the habit of every successful person to sum up lessons and accumulate experience. Three times a day, I cheated on others!

1, reasonable debt planning

Debt is not terrible for a while, but the most shameful for a lifetime. Learn reasonable debt planning, refuse all repayment in the trough, and let yourself live in the present. According to the repayment order of individuals, banks and online loans, detailed repayment plans are listed in turn through consultation. The debt of gratitude is the hardest and will never be finished, so we must put down the first. Although credit cards and online loans have high liquidated damages, fines, handling fees, interest and so on. If the strength permits, you can try to reduce interest or relieve pressure in stages.

2. Career planning

People at the bottom will be confused. According to your own advantages, specialties and preferences, you can find a development direction that conforms to the trend and suits you, study hard, have super execution, precipitate and improve in the segmentation field, and strive to become an industry expert.

3. Time planning

The debtor has lost at the starting line, and we have lost time and gained experience. But you must be a master of time management, use your experience and time to the extreme, and maximize your income as much as possible.

These experiences are all summed up in my practice. I used to be in debt of more than 200 W. With these experiences, 10 paid off 85w in a month! I hope it will help everyone and help us get ashore as soon as possible!

The high debt has alienated and fragmented me. All people laugh at me, sympathize with me, pity me, spit on me ... few people will help me, and I am going the wrong way. I, a person who doesn't prostitute or gamble, owe so much money, and I really deserve it today. I hope others, no one will help me, help myself, help myself.

Once, I really had no money to eat. I sent three wechat messages to my friends, and everyone borrowed 100 yuan. No one replied to the message, hehe! My character has fallen to this point, and I hate myself. It's fucking pathetic.

When no one helps, when no one understands, I am stronger; When you are tired, just carry it alone. When I am in pain, I try to bear it. My sense of security can only be given by myself. You can't ask for help everywhere. Rather than judge a book by its cover, do it yourself. Only by relying on ourselves can we be fearless and resist everything.

No matter how stormy it is, you should take an umbrella alone. Even if there are more obstacles, you should try your best to solve them. Cowardly people have no sympathy, and I dry my tears. Who doesn't continue to get up after falling, who doesn't understand people's hearts after chilling. Without experiencing failure, how to find out the law and rebuild confidence?

Don't fucking cry for sympathy, and don't use your knees for help. A debt-ridden person like me, who the fuck doesn't want to live, while trying to live with her teeth clenched. No one helped me when I was in trouble, so I learned to face it bravely. I learned to stand up bravely when I fell.

The strong don't eat what they get, and the brave are not afraid of knives, mountains or the sea. If we want to succeed, we must suffer first. Our strength comes from experience. No one is born strong and independent.

When you have carried it, endured it, endured it, you will understand that what is forced out is the strongest, the strongest, and the independence that is carried out is the most lasting!

May all those who are in debt be strong. Nowadays, young people are keen on spending in advance, and they will use tomorrow's money to do today's things. After a long time, it will be insolvent, leading to heavy debts. That's what I am.

My current salary is 3800 yuan, monthly payment 1900, car loan 2300 yuan, credit card 2000 yuan, and friends 30000 yuan. Fixed monthly repayment of 6200 yuan, excluding personnel relations, education and medical care, family expenses, children's expenses and so on.

How to tide over the difficulties? I feel that if conditions permit, I can find some part-time jobs, such as take-away, driving and setting up stalls. , can increase my income. If I do well, my income will be considerable.

I can't help it. My conditions don't allow it, otherwise I would have done it long ago. I can only bear it now. Fortunately, my daughter-in-law's salary is higher than mine, so she can subsidize her family. Otherwise, I would have sold the car a long time ago. The pressure is really too great.

It's a bit unrealistic to hope that you can win the lottery one day now, but what if your personality breaks out one day? After all, winning100000 is much easier than earning100000.

If you have friends, you can also borrow money to invest in a certain industry. Anyway, you have nothing, and you are not afraid of failure again. If something big happens, start all over again. If you are poor, you will beg for food, and you will have a bright future. I hope all my friends can get what they want and pay off their debts as soon as possible.