How does Xiaobai buy a fund?

First of all, it's never too late to invest. Buffett said that it would be a failure if people can't make money while sleeping when they are forty or fifty years old. It's never too late to start learning to invest at any time, because investment will accompany you all your life. No matter how white you are now, you should try to fill this blank sheet of paper with words.

second, your investment ability and your investment knowledge and experience are improved simultaneously. Don't expect to have a win-win investment. The performance of many active management funds has changed greatly with the cycle. It doesn't mean that if you find an active management fund to help you invest, you will win without losing money. Who recognizes the improvement of your ability? You can find a more suitable investment method, instead of listening to others and doing it. Every fund company is boasting that it is very powerful. How can you tell? Still have to rely on yourself.

thirdly, the investment is gradual, which means the capital you invest and the continuous upgrading of your investment varieties. At first, I bought some fixed-income products when I was most uncertain. Later, with some knowledge of myself, I could selectively buy ETF industry funds and active management funds, and finally buy stocks.

so when it comes to the current choice, buying ETF in the bull market is definitely the first choice. Hard facts prove that 9% of actively managed funds can't outrun ETFs in a bull market. ETF will be focused by investors in the bull market, and it is consistent with the index. Everyone knows that it is difficult for individual stocks to outperform the index in a bull market. About the knowledge of ETF, you can follow me and read my series of articles. It is not an exaggeration to say that we are ETF experts.