Is it because of the times that the middle class with 5 million people is homeless in Beijing?

An Olympic math problem: How to find the psychological shadow area of two children's paper at this time?

that's not gratitude, it's just ... it's just bite the hand that feeds you! Do you want us to do the problem so that we can live without love? To tell the truth, these two children's papers are also sad enough. Where can we be good people in this world?

Don't worry, it's worse than him. In the past two days, an article in a circle of friends, "Holding 5 million yuan, but Beijing makes me homeless", has been smashed. The owner who wrote the article is worse than these two children. Let's call him Dudu Dad because he has a 4-year-old daughter named Dudu.

what's the tragedy? He was made homeless by the newly issued real estate purchase restriction in Beijing, but did he have no money? NO! He has 5 million in his hand. In a city, the middle class is holding 5 million yuan. What makes a middle class homeless?

1

Let's take a look at the "strictest" purchase restriction in Beijing's history:

"From March 18th, the down payment ratio of the second home will be raised to over 6% and the longest term of housing loan will be shortened to 25 years ..."

Just 89 words.

Let's take a look at why Dudu's dad resolutely fled Beijing and fled to the United States with 5 million yuan in his hand.

Three weeks ago, Dudu's father sold a one-bedroom house he bought five years ago for 4 million yuan, and he wanted to get a loan for a school district. Later, his daughter could go to school, and the house was sold for 4 million yuan. After deducting the outstanding loan, there are still 3.5 million yuan left in his hand, and there is still a lot of room to choose a school district in Beijing for a down payment. Moreover, Dudu's dad has communicated with a seller in Haidian, and the other party has given them a half-year buffer period. This is just like dozing off and sending pillows. What a good thing.

However, it didn't work out. As soon as the "3.17 Purchase Restriction Order 89" document came out, Dudu's parents' plans turned into a joke. Because the one-bedroom apartment sold before was bought with a loan, buying a house is even a second suite. After the policy comparison, the down payment will be 8%, which means that the down payment for a 9 million house will be 7.2 million. The document is like a brick on the forehead of Du Da Du Ma.

But it doesn't matter. You have policies and I have countermeasures. The intermediary has made a move. You can get a fake divorce. If you get a fake divorce, your wife can subscribe for a new house, which is the first suite. The down payment is only 35%.

I still haven't thought about it. I just got divorced before, and after three or four days, the policy came out: divorced couples are not allowed to have the qualification of the first suite for one year, that is, buying a house again is still a second suite.

Du Da Du Ma has 5 million yuan in her hand, but she is directly homeless.

2

There are three choices in front of them:

1. Rent a house, and wait until the policy is loosened or after the divorce is over one year (but they are worried that the house price will soar to the sky)

2. Buy a house without a school district, which is a little bigger than the house that was originally sold (it was originally for the children to change the school district, so it would be meaningless). )

3. Evacuate from Beijing, go back to Du's hometown or Du's hometown (let the children go back to Beijing from their hometown)

It seems that none of the three options is very reliable and is not the best choice. They chose the fourth road, immigrated to the United States, fled the smog and fled Beijing. Immigrated to the United States for 5 thousand dollars It not only solves the education problem of DuDu, but also has fresh air and blue sky.

After this decision to flee, it is no longer a problem whether to buy a house or not. However, Du Dad struggled for more than ten years in Beijing and became a so-called middle class. In the end, he "fled Beijing" because of a paper purchase restriction. I always feel uneasy. So there was "Holding 5 million in hand, but Beijing made me homeless", which exploded the circle of friends.

Dudu's dad ended with Zheng Zhihua's Middle Class:

My burden is heavy and my shoulder hurts.

I carry my face and wander among the crowd.

my eyes are high, my strength is small, and I secretly fall when no one is looking.

gain and loss, moving forward in anxiety.

goodbye, this city that makes me homeless!

.....

It always makes people feel bad after reading it, but their hearts are cold ...

33

Of course, this case is not a case under the nationwide large-scale purchase restriction, and it is coincidental:

At 7 o'clock in the evening on March 23rd, Chengdu, Sichuan suddenly issued a notice on the purchase restriction, with very strict terms. And a mushroom cool is just a net sign. After learning the new policy, mushroom cool wailed on the spot in the trading hall: "I want a house, I want a home!"

Mushroom Liang, a graduate student, comes from the countryside. Because he is not a registered permanent residence in Chengdu, he has just worked in Chengdu for two years, and his social security has only been paid for two years. Mushroom Liang has taken a fancy to a second-hand house, signed a contract for five months, and paid the seller a deposit of more than 2, yuan. Originally, I wanted to save more than 2, business tax, and it would be tax-free after two months and two years of online signing. It was also not a dream. With the introduction of the new purchase restriction policy, Mushroom Cool no longer has the conditions to buy a house in Chengdu for the time being. The long-planned mushroom cooling can't be accepted at once, so there is her wailing.

To tell the truth, you should blame the bad times. I don't know. It is precisely this time, this world, especially China in this time, because it is undergoing an earth-shaking change. Throughout history, you will find that the so-called opportunities have given people the most, especially in big cities like Beishang Guangshen. Although they live in basements, eat instant noodles and live a hard life in the north, they are still strong. If you run back to a small county, life will be comfortable, but at the same time, you lose the opportunity to compete with others because you give up.

so I think that nine times out of ten things in life are unsatisfactory, and everything can't be satisfactory.

I still remember a sentence in an inspirational video of Cui Wanzhi selling cheongsam: "It's no use complaining, everything depends on yourself!"

43

The purpose of writing this article is not to say that the purchase restriction order is not good, because if China's real estate economy is not regulated, it may become a financial event, so the regulation has to be done. Of course, when this stick is swept away, there will naturally be victims of the purchase restriction such as Du Da Du Ma and Chengdu Mushroom Cool.

This is the pain of this era, which is inevitable. For Dudu, Dudu and Dudu, I wish them a smooth development in the United States. Maybe Dudu will become a US Congressman in 2 years! Chengdu mushroom is cold, you can only work hard for a few more years, and buying a house is not a problem.

There are opportunities and sorrows in this era. There is no need to despair, because there is still hope. We are all orphans in this beautiful world. So today's opening song is Wang Feng's Orphan in a Beautiful World, which is for you.

as a family, please leave a message if you have different opinions. Thanks!