What if the single certificate can't open a loan to buy a house?

On September 16, a piece of news caused widespread concern. In addition to handling judicial matters involving Taiwan Province and nine countries, the Ministry of Civil Affairs will no longer issue a certificate of no marriage registration record to any department or individual, which is also commonly known as a single certificate. This news once caused misunderstanding, and the single certificate was not given, but many businesses asked for this certificate. What about the man caught in the middle?

In the afternoon, Weibo, the official of the Ministry of Civil Affairs, explained that in the future, information will be directly checked between departments, and there is no need for people to travel back and forth.

However, according to Bian Xiao, at present, this regulation has not been implemented everywhere, and the Civil Affairs Bureau can still handle personal certificates (single certificates) without marriage registration records normally. Taking Shanghai as an example, Pudong Civil Affairs Bureau can still handle personal certificates without marriage registration records normally. There are not a few citizens who come to copy and hand in materials and apply for permits.

At the same time, the most concerned real estate transactions and other businesses that need a single certificate have not cancelled the relevant requirements today. In the process of real estate transaction, proof of marriage relationship is needed in many links, such as real estate information inquiry under personal name, transaction tax audit, real estate license handling and so on. Due to the long process, a single certificate is often issued more than once. There is also a personal mortgage that requires proof of marriage. The reporter verified today that this requirement has not changed.

Some people worry that once the notice is sent to the Civil Affairs Bureau window and the single certificate is cancelled, will it affect the handling of these businesses?

The Ministry of Civil Affairs said in Guan Wei that after the cancellation of the single certificate, local civil affairs departments will provide convenience for the relevant departments that need to check the marriage registration of the parties according to the law and regulations by means of direct information check between departments, so as to avoid the people who handle affairs rushing back and forth between the departments that use and issue the certificate.

The Ministry of Civil Affairs communicated with the Ministry of Education, the Ministry of Housing and Urban-Rural Development, the China Banking Regulatory Commission and other departments and reached an agreement: except for notarized matters in nine countries, such as Taiwan Province and Kazakhstan, the public will not need to provide (no) mixed registration records.

From proving that "my mother is my mother" and "my grandmother is my grandmother" to "I was bitten by a mouse" and "I don't drink", the "wonderful proof" exposed in recent years is like a joke, but it really exists in our lives.

Undeniably, the single card has its rationality, but it is also classified as a wonderful card by everyone, which shows that it also has many wonderful places. For example, the divorce certificate can not replace the single certificate, and there are time and geographical restrictions.

The Ministry of Civil Affairs abolished the Single Certificate. Recently, the Ministry of Public Security has also thrown out 18 kinds of certificates, making it clear that these certificates should not be issued by the police station, including ID card upgrade, ID card loss, death certificate, missing person certificate and so on.

After the Ministry of Public Security set this precedent, many places followed suit. For example, Suzhou police cancelled 34 kinds of certificates this year. Jinjiang District of Chengdu has also cleared up the 127 wonderful certificate. The wonderful ending of the Ministry of Public Security and the Ministry of Civil Affairs seems to be to alleviate the difficulties of ordinary people, but if it is not well connected and matched, it may lead to more problems. For example, after the civil affairs department no longer issues them, those units that ask for single certificates and married certificates will still not stop issuing them, and the people in the middle will be at a loss.

Therefore, whether "refusing to issue certificates" will trigger a new round of "difficulty in issuing certificates" is really worth pondering at present, and what is more important than "stopping issuing certificates" in the future should be how to make these certificates no longer needed.

(The above answers were published on 20 15-09- 17. Please refer to the current actual purchase policy. )

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