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Is it appropriate to ask for debt on New Year's Eve or New Year's Eve?
New Year's Eve, Grade One, Grade Two and Grade Three are the most important days in the traditional Spring Festival holiday in China. It is obviously inappropriate to go to the door as a "ghost" to collect debts at this time, which seriously destroys the festive atmosphere. It may cause "human life is a matter of concern", which goes against human nature and the traditional habit of paying debts years ago.
Generally speaking, we have always had the habit of "settling accounts" before Chinese New Year. Many companies usually stop external payment or settlement, such as contract payment or project payment, nearly one month before the end of the year. At this point, the account can be credited, but it is basically not.
In addition, for individuals, they will also arrange their own plans to go home for the New Year and enjoy the warm moment of family reunion. At the very least, we should pay off the debts of years ago and don't let them accompany us for the New Year. Otherwise, it means "debt every year", which is unlucky.
Then there is only one situation, that is, we often say "Lao Lai", and someone may come to ask for money. Perhaps from the perspective of dealing with debt risks, the effect is good at this time. A "proud" person can't stand it anyway, but there are also people who can't get money, such as Yang Bailao mentioned above, but he is not a "lazy" and really a "usurer" with no money.
Generally speaking, it is not appropriate to set up a stall to collect debts at home in the New Year from an emotional point of view. Of course, we should also put ourselves in others' shoes. If some contractors didn't pay for migrant workers years ago, migrant workers wouldn't have the money to go home for the New Year. If they are not here to collect debts, it is impossible.
In fact, some debtors really have no money, some people have money and don't want to give it, and some debtors are simply assholes and hooligans. According to some rural customs, you can ask for debts until New Year's Eve, which is really bad. What's wrong with asking them again and again at the beginning of the new year? It is natural to pay back debts, and there is nothing inappropriate.
To say the reason, I think it is like this:
New Year's Eve is 30th, which is a day for us to pay homage to our ancestors according to local conditions. In the evening, it is time for "Happy New Year". People, rich or poor, should participate in "ancestor worship" and "New Year greetings", and no one wants to be branded as "forgetting one's ancestors" or "abandoning one's relatives". Anyone who is in debt will either "hide" or disappear without seeing the debtor. It doesn't matter how many times you want to save it. It's only thirty. You don't believe he's not here?
Only the debtor can be cunning and always avoid it. People who want to borrow money can't see their creditors "show their faces" at four or five o'clock on New Year's Eve, so they have to go home angrily. Because his family is waiting for him to go home for the "New Year's Eve"! In the past, creditors were "caught red-handed" on New Year's Eve, and they could ask for some money. Really can't. In front of the creditors, why not use his family's new year's goods to pay off the debts? It's just that the internet is developed now, and people who want debts are still there, and family members will know by sending text messages. The debtor can't go home until he leaves. Creditors are in cahoots with their families, and there is nothing they can do.
Hiding creditors is not the way. A big living person came in and out. It's hard for no one not to see you, as long as you are at home. Creditors are ruthless, and those who want money talk about injustice. On the first day of the lunar new year, you have to ask for money. This practice is unexpected to creditors. Because people are taboo, it is disgraceful for someone to come to the house to ask for debts on the first day of the New Year, and no matter how good they are, they will make everyone laugh. In addition, it is unlucky for someone to collect debts on New Year's Day. It is said that if such a thing happens, this year is likely to be unsatisfactory and quite unlucky.
Some relatives and friends never give money as long as they are in debt. It's really bad to wait for the 30th anniversary. It's on the first day of the New Year's Day. Anyway, the traffic is convenient now, every minute is a matter of time. Isn't it taboo to meet creditors in the New Year? Maybe there will be another "harvest".
We have such a contractor here, whose salary has not been paid ten years ago. Every New Year's Eve, like a merry-go-round, waves of people come to their door, because this kind of situation is rare in the countryside, and everyone will talk noisily. This creditor may be used to it. The door doesn't open, the curtains are closed, the cell phone is turned off, and the room is quiet. No way, the debtors wait in front of the door and the window sill in turn. Until the evening, the door finally opened with lights and firecrackers. People walk next to people as long as they see people. It's no use making noise, everyone is standing without saying a word. As for the creditor, he didn't say anything, just walked over and handed the cigarette. what can I say? It's so late. Everyone left one after another.
Actually, I can't think about it. The borrower is still ready. Isn't it embarrassing to borrow money from others during the Spring Festival, and you can't ask for debt? This is not forced by creditors. Everyone decided to wait another day and come to ask for debts on the first day of the new year. Sure enough, every year on the first day of his family, there are waves of debt collectors.
There's nothing I can do. I didn't get paid more than ten years ago. This is the only thorough way to treat such a scoundrel. Since we can't get the money and make a fool of his family, it's a disaster.
@ Refreshing for life
It is not suitable in terms of human feelings, but it may be better in terms of effect.
Think about it, who wants to keep a debtor at home during the Spring Festival? How shameful is it for relatives, friends and neighbors to know?
Lao Lai is so hateful now that he sometimes has to do it.
Good luck and collect your debt as soon as possible.
Don't pay debts after the 30th, but suggest that everything be settled before the 30th. This is a gentleman's behavior. This is the most basic principle of being a man. It is for this reason that he said that it is not his fault to be in debt, but you can't make it worse. The Spring Festival is the most solemn festival for China people, and it is also a festival for family reunion in China. It is also a time for all disputes and grievances to buffer and put down their cool thinking. In such a special period, many people will let go of all disputes and grievances, even if they have money and no money, they will choose to let go. I thought it was unreasonable for you to go to other people's homes to collect debts in those days in 2008. It can only be said that your dark revenge is at work, which also affects the stability and harmony of society. Even your relatives and friends will choose to help or not, and it is impossible to support this disgraceful behavior. Such behavior should be condemned and humiliated by society. The people of China are a very polite and honest people, which is the traditional virtue of the Chinese nation. So such behavior will not violate the law, but it will violate a person's most basic moral bottom line.
Being in debt is still irritating, but you should also pay attention to the art of human feelings when asking for debt.
It is appropriate to ask for debts on New Year's Eve, but it is a bit inappropriate to ask for debts on the first and second days of New Year's Eve.
First of all, the debt should be paid off, and the money owed to others should not be given. Others can claim the debt at any time. Especially for those who are rich and dragging their feet, they should not be polite.
By the end of the year, it's time to settle accounts. In order to withdraw funds, some creditors are taking advantage of the end of the year to urge accounts everywhere. Some people chase after the accounts until the 30 th of the year, which makes those old lai afraid to go home for the New Year.
It is difficult for creditors, and it is also difficult for Lao Lai.
Secondly, the first day of the new year is the beginning of a year, and everyone wants to make a good sign. Therefore, it is unlucky for creditors and debtors to ask debtors for debts at the beginning of the year.
Sometimes you will get angry if you don't want to borrow money. New Year's Day is unhappy and unlucky, so it's not appropriate to ask for debt.
Finally, if you have foreign debts, try to pay them off in the 30th year. If it can't be cleared, forget it. It is the most correct thing to put it down for a while and live happily for a good year.
Therefore, it is not appropriate to borrow on the first and second days of the year.
Friends! During the Spring Festival! This is unreasonable! Is also a very small number of people! During the Spring Festival! Want money! Friends! On the other hand! During the Spring Festival! People come to your house to ask for money! What is your heart like? I think the mood is the same! Friends! Poverty is the friend of wealth! The rich are the eldest brother of the poor! People are poor all their lives! Can also become rich! Rich! Can also become poor! Friends! Don't put the virtues of our Chinese nation! Throw it away! Go ahead! Isn't it?
Since it can make people ask for accounts on New Year's Eve, it shows that this kind of debt is not good in character. You all know that it is necessary to be comfortable during the New Year. Why not settle accounts before the new year? Everyone has difficulties. I don't think anyone who can get by will come to the door after the New Year's Eve. You respect me by one foot, and I will respect you by one foot. If you have an account, you must pay it back quickly so as not to feel uncomfortable.
During the War of Resistance against Japanese Aggression period, Huang Shiren, the landlord bully in Yanggezhuang, Hebei Province, refused to pay his debts under the pretext of Yang Bailao, the tenant. He killed Yang Bailao and robbed Xi 'er in the name of forcing debts. Childhood friends joined the Eighth Route Army in revenge under the guidance of Uncle Zhao, an underground party. Joy couldn't bear to be bullied and escaped with the help of Aunt Zhang. Later, Da Chun's army liberated Yanggezhuang, rescued Xi who was hiding in the mountains, liquidated Huang Shiren's crimes and avenged Xi. This is the synopsis of the movie White-haired Girl.
There is a lyric in the movie: "The north wind blows/it snows in the wind/it snows in the wind/I come to find my father to go out and hide my account/the whole seventh day/the night of New Year's Eve/I didn't return it/menstruation gave me jade noodles/I waited for my father to go home for the New Year/I made some money selling tofu/my father weighed two Jin of noodles and took them home to wrap jiaozi/I was happy for the New Year/Alas, my daughter had flowers and clothes."
The lyrics describe that Yang Bailao didn't go home for New Year's Eve, just to hide in Huang Shiren to collect debts. In folklore, Nian is also considered as a fierce beast. After the New Year, everything will be fine, so we set off firecrackers to chase the animals. Creditors usually collect debts before New Year's Eve. Debt collection on New Year's Eve is like a bully "Huang Shiren" forcing Xi 'er to pay his debts, which is unpopular. If you can't get the debt by the end of the year, we'll talk about it after the Chinese New Year. At least, as the saying goes, "beggars have three years."
Of course, the law stipulates that debts should be paid. As a debtor, he has the responsibility to repay the debt honestly and faithfully according to the agreement, and the creditor also has the right to recover the debt when the prescribed time limit comes. Whether it is a story or a folk custom, it is nothing more than a kind of tolerance and virtue. When the debtor defaults, the most effective way for the creditor to deal with the debt is to sue according to law, so that the law can severely punish the dishonest Lao Lai!
Friend, don't ask people if they are really rich. Don't just call them Lao Lai. Some rich people are not as good as Lao Lai. Anyway, it is not appropriate to ask people for money during the Spring Festival. I think they will pay back the money. You can't do anything without money, don't you think?
Go on New Year's Eve. I guess you'll never get the money again.
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