My dad fantasizes that his pension can be four or five thousand. Is his fantasy ridiculous?

Not funny! There are still so many people who have retired for more than 35 years!

It is not only a joke, but also the invisible target of more than 50% retirees. Enterprise retirees born after 50 are even more extravagant. Ministry of Human Resources and Social Security has just announced that the national average pension for retirees exceeds 2,900 yuan. Your goal is a long way to go for most retirees, not just your father's fantasy.

In 2007, provincial state-owned enterprises retired for 40 years. After a continuous increase of 14, the pension this year is less than 3,200 yuan. Is it possible to raise it to four or five thousand yuan?

Your dad fantasizes about a pension of four or five thousand dollars. It's nothing ridiculous. Maybe, maybe he retired. Because the things returned are generally more than 5,000, or even six or seven hundred!

Is it funny? It's not funny. That depends on where he retired!

If he is an employee of a bankrupt enterprise. Pay old-age insurance for yourself with the cash in your pocket. Then, if he wants to have a pension of four or five thousand dollars, it is really a fantasy. Or, it's an illusion, a big illusion, like a daydream. He's really funny.

We retired here last year. Employees of bankrupt enterprises. Forty-three years of service, 3200 yuan per month.

But, if your father is, power plant, power grid. Tobacco, petrochemical, railway, etc. Employees of these large monopoly enterprises. Then his pension must be higher than four or five thousand yuan. Or more, in this noble status, he still thinks that retirement is only four or five thousand dollars, so he underestimates his value and should be laughed at as a stupid old man.

If your father is a government agency or institution. That's no problem. It will definitely exceed four or five thousand. If he has done a good job in government agencies and institutions, he has an official position or a senior professional title, which is even higher. Maybe six or seven thousand dollars won't last, so it's not a fantasy. The fact that it is there is definitely not a daydream, and the word ridiculous is completely unnecessary!

If, I mean if, if he is an officer in the army, he has retired. So much the better. That's great.

Your father is not funny, and neither is his fantasy. Your father has worked for more than 40 years, and it's normal to have a pension of 4,000 to 5,000 yuan, so don't laugh at him and encourage him to spend his old age after retirement!

This question is rather vague. Your father's fantasy that his pension can be used for four or five thousand yuan is nothing to laugh at. It would be ridiculous if you said that the farmer's father had this fantasy. If you say that his father fantasizes about 15 thousand dollars, that's ridiculous.

At present, the pension of ordinary citizens is normal, especially in the capital cities of municipalities directly under the central government, which is still at a relatively low level. There is nothing ridiculous.

We need to distinguish several words.

Dream is a neutral word, because dreams may come true and nightmares may come true.

Imagination and fantasy are neutral words, which may or may not be realized.

Ideal is a commendatory term, ideal is scientific, and it is a life goal that can be achieved through hard work.

Delusion is an expectation without objective basis and a goal that can never be achieved.

Fantasy is the mind of mental patients.

It's good to have ideas. Is it impossible to get a pension of 4,000 to 5,000? What's so funny?

My dad's employees have retired for two years, and now they all have pension insurance with a pension of more than 5 thousand. Pension this thing still depends on the level of your previous payment base and the length of payment period.

Pay more, get more.

Moreover, this is also sub-regional.

Pensions in second-tier cities in central China should not be high.

If you switch to Beishangguang, it should be higher.

So it's not a fantasy, is it?

Besides, it's just a social security pension.

If your payment base is high, it will definitely be more than four or five thousand if you pay according to the upper limit.

So this matter is a concrete analysis of specific problems.

If you haven't paid social security before, your pension is not much.

There are also enterprises with enterprise annuities, which are also a lot of income. As a way to supplement old-age insurance, enterprise annuity will be paid by better enterprises. My current company pays according to the ratio of individual company 1: 2, and my friend company pays according to the ratio of 1: 4. I am so envious. 、

The money was also entrusted for reinvestment. Retirement is also a lot of income.

If your dad doesn't retire, you can also buy commercial endowment insurance. More convenient treasures can be purchased directly. How much depends on your own economic ability. Major insurance companies also have corresponding insurance, you can find out.

Therefore, if you want a high pension, four or five thousand is actually not much. If civil servants retire, it may be even higher. You still need to plan ahead. It's possible. However, some conditions must be met: first, continuous payment for more than 35 years; Second, the payment level is above the mid-range, and the mid-range payment in general areas is about 16000 yuan per year; Three, the local editorial salary of not less than 6500 yuan; Four, personal account amount 100000 yuan or more, can receive a pension of about 5000 yuan/month after retirement.

Not funny! My father retired from the railway bureau, and his length of service seems to be calculated from when he was an educated youth in the countryside. I'm not sure exactly how many. Anyway, he is now around 6300 a month.

The retirement salary is based on your calculate length.

Since it is a fable, it is not ridiculous!