5 money-making tricks, have you avoided them all?

Have you avoided all the 5 money-making tricks?

The first pitfall: prepaid recharge

“Big discount for new store opening, 20% off for recharge of 1,000 , recharge 5,000 to get a 50% discount, recharge 10,000 to get a fracture..." How about, does it sound familiar? Yes, this pitfall is: prepaid recharge. Among the top ten hot spots for consumer rights protection in 2017 and 2018 by the China Consumer Association, complaints about prepaid recharges have long been in the top five, and are particularly prevalent in beauty salons and gyms.

The second pit: consumer loans

In March 2019, Suzhou Lezhan Apartment was acquired by Bee Village Network Technology Company due to the break in the "rental loan" capital chain; in July 2019 , the capital chain of Nanjing Yuheng Apartment was broken; in August 2019, Lejia Apartment collapsed suddenly. In October 2019, a large number of Web English stores were closed, employees were dismissed, students' tuition fees were not refundable, and rumors of "running away" and "bankruptcy" were rampant.

If the gym is simply a prepaid stored value, even if consumers cannot recover their losses, they can bite the bullet and regard it as a lesson learned. But those who took out loans for consumption were really in tears: Not only could they not attend classes, they could not live in a house, they had not got their money back, and they had to repay the loans on time. If you are unable to repay the loan, it will not only affect your credit record, but you may also encounter violent collection, making it even more difficult.

The third pit: speculating on shoes, speculating on blind boxes, speculating on Lo skirts

In July 2019, a post-90s young man "Liu Biscuit" who entered the field of speculating on shoes was found guilty of "speculating". "Shoes" ran away with tens of millions of dollars in debt; in September 2019, the highest premium for blind boxes was nearly 40 times, and xx people spent 700,000 yuan a year to buy blind boxes; in October 2019, the price of LO skirts increased from 1,000 yuan to 30,000 yuan, compared with The profit from "shoe speculation" is even more terrifying...

The fourth pit: air currency, blockchain concept

First run in 2019: digital wallet MoreToken takes investors before the Spring Festival More than one billion funds "ran away". On June 10, 2019, the official website of the cryptocurrency financial wallet project TokenStore was inaccessible and the APP wallet could not be used. Billions of dollars of funds "evaporated." In September 2019, Walden Block Dog, which focused on blockchain pets, completely collapsed. The platform made 23 billion in money and then ran away.

The fifth pit: Banks also stepped on the thunder

In June 2019, China Merchants Bank sold the "Qianduan" APP on behalf of the company and overdue payment of 1.4 billion. China Merchants Bank, known as the "King of Retail", always feels safe and stable. But everyone didn’t expect that with China Merchants Bank’s promotion and endorsement, such a “low-yield” investment product, which was less than 6, would actually become popular.

In fact, advertisements have been hanging in the lobby of China Merchants Bank since 2016, and staff have vigorously promoted performance tasks and even helped customers download software step by step. Investors all thought that what they purchased was financial management from China Merchants Bank, so even if the capital was not guaranteed, they would not suffer too much loss, right? But they did not expect that Qiandian, which they registered and used, was actually a P2P platform. P2P scams are nothing new. Until now, China Merchants Bank and Qianduan are still pushing each other. All the investment projects have been delayed in repayment, and the repayment period cannot be clarified. The overdue amount has reached 1.4 billion yuan, involving 9,000 people.