A classic saying that friends don't borrow money.

1. Sorry! I am short of money recently, too!

You should strike first, but before he could speak, you said that you were a little short of money recently and planned to borrow money from him.

Just say you want to buy something, or you want to save money to travel with your girlfriend.

Confess your difficulties to him and make him give in. And if you can, you can promise him that if you have some ability, you will help him.

Ah, there is a patient in hospital at home who needs money badly.

6. Ah, I want to buy a house; Ah, I need money to study abroad;

7. When he borrowed money from you again, he didn't pay her back for the last time, and I had no money, so I reminded him to pay back the money and shirked borrowing money.

8. if you really don't want to borrow it, you can say that you bought a new year's goods for your family and gave a gift to your boss recently, which led to lack of money.

9. Try not to give an answer. In other words, if the other party makes a request, you take the tactic of delaying and circuitous, and you are not allowed. You just repeatedly say that you want to discuss or think about it, and the smart person will immediately understand that you are unwilling to allow it.

10. Just say someone asks you for money, and you really don't have the money to lend it to him. Or reinvest some of the money cashed in the stock, and you can do something else, or give it to your parents, whatever. Don't talk about making money in the future, don't show off your wealth. ...

1 1. Well, do you need money urgently? Because of this, I have to repay the loan-rent-and so on this month, and then say, if you need it urgently, I can help you, classmates and friends to have a look! But it may not help you borrow it ... I'll try my best!

12. So I think you can tell him that all your money has been invested elsewhere, and you should keep some of it in your own hands for emergencies, so that no one can lend it to him! ! !

13. Obviously, if I am not rich, I must pay back the money. If you want to save face, it will be more painful if this happens again in the future!

14. Tell her your difficulties directly. If you don't believe me, show her your passbook. Of course, if she still refuses to forgive such an unreasonable friend, after all, you care about her among friends, and she should also think of you!

15. Let's see how much we need to borrow. If there are too many, just say: I don't have that many here. There are many places to use money recently. I'm really sorry.

16. Explain that your funds have other uses. Don't be sad because you didn't lend money to others. It is not only difficult to get back the money you lent, but also likely to lose a friend.

17. Tell her that you have been saving money to buy something bigger, such as a laptop and a digital camera. , indicating that there is no spare money at present. Or just used the money for other purposes a few days ago.

18. Then you deliberately enter the wrong password, and then the credit card machine will prompt you that the password is wrong. Just say, oh, I just changed my password two days ago and forgot it. I'll think it over, and then I mistyped it. I told him I couldn't type it any more, or the card would be locked or something.

19. Money is your own, earned by your own ability, wit and hard work. No one can force you to borrow or not, it is inferred by your own subjective will. This is also a rigorous attitude towards life. After that, I expressed my deep apologies to the other party. I think he can understand you. Don't feel embarrassed, have a try.