The house was loaned without registration

This does not have much impact. The reason why commercial housing sales contracts need to be registered and filed is that after the contract text is signed, it must be registered and filed with the real estate trading center to take effect. In order to improve efficiency, developers will not handle the process on a door-to-door basis, but will handle it in batches, which will result in a corresponding delay in the filing time for the sales contract.

How to register a house purchase contract?

1. When the house purchaser (unit) pays the purchase price (including deposit, down payment, mortgage payment), he must ask the real estate company for payment The "Commercial Housing Pre-Sale Fund Collection Notice" is formulated uniformly by the real estate management department.

This notice*** is divided into four copies. One copy is retained by the development company, and the second, third and fourth copies are given to the house purchaser (unit). The purchaser (unit) holds these three copies to the pre-sale office. The funds must be paid to the bank where the funds are opened, and real estate development companies are not allowed to directly collect the purchase money. Otherwise, the home buyer (unit) may refuse to perform the contract and report to the real estate management department for resolution.

2. The house purchaser (unit) must present the original and copy of his or her ID card within 30 days from the date of signing the commercial housing sales contract (the unit must present the unit's business license, power of attorney for the legal representative and trustee) Original and photocopy of ID card), sales contract, and the third copy of the commercial housing pre-sale fund collection and deposit notice must be filed with the city for real estate transactions. The contract will take effect from the date of registration and filing. If the house purchaser (unit) fails to complete the registration and filing procedures for the commercial housing sales contract as required, the real estate management department will not accept the ownership registration application.

How to check whether a house is registered?

1. Check online.

We will check whether our house is registered through online inquiry. First, we log in to the website of the local real estate management department, then enter the name of the project where you want to buy the house, click to enter the property list, and we can Check to see if your house has been registered.

2. Inquiry from the Real Estate Bureau.

In addition to online inquiries, we can also check whether our house is registered by going to the Real Estate Administration Bureau. We need to bring the purchase contract, ID card and other relevant documents so that you can check the status of the house you purchased. All information.