Can Xiaobai buy a fund?

Many white people want to buy funds, but they are worried that the risk will be too high and lead to losses. In fact, the risk of funds is much smaller than that of stocks. Different types of funds have different risks. So can Xiaobai buy a fund? What should Xiaobai pay attention to when buying a fund? We have prepared relevant contents for your reference.

Can Xiaobai buy a fund?

Xiaobai can actually buy funds, but in the early stage of buying funds, it is not recommended to buy high-risk funds. Generally, we can start to understand the fund from the low-risk fund types, how to look at the ups and downs of the fund, how to look at the fund manager, the past performance of the fund and so on.

Generally, the fund type with the least risk belongs to monetary fund. In fact, Alipay's Yu 'ebao and WeChat's change pass belong to money funds, which have the characteristics of low risk and stable income. It can also be taken out and deposited at any time, which is very convenient. So far, there has never been a negative return.

What should Xiaobai pay attention to when buying a fund?

Xiaobai needs to pay attention to long-term performance, not just short-term performance, because the fund belongs to long-term investment. When referring to past performance, we should mention recent years in addition to the past month. Although the past performance does not represent the future, it still has some reference.

Secondly, a misunderstanding of many small white buying funds is that take profit without stop loss. When the fund is profitable, it will be known that redemption will make the money fall into the bag. However, when the fund loses money, it will continue to add positions, hoping to earn it back. I don't want to make chopped leeks, but the more I lose, the more I will lose if I redeem them at the lowest point.