On the topic of borrowing money

It is really difficult to ask for money, but it is not difficult to borrow money if you can consider this problem from the borrower's point of view and eliminate the other party's concerns through verbal skills. Here are five oral skills to ask for money! If you borrow money from others, you should know these five oral skills, otherwise no matter how many excuses you have, others will not lend it to you.

First, when asking for money, speak in a consultative tone.

When you borrow money or other things from others, you must not call a spade a spade, and you must not say something hurtful for your own face. You should know that you are asking for help, not others. For example, if your child is ill in hospital and you are short of money, you can only borrow it from others. At this time, you can say, "My child is ill and there is still a shortage of 2000 yuan for hospitalization. I wonder if you are doing well? " I'll pay you back when I get paid next month. Do you think it's okay? "In this tone of discussion, as long as people have money in their hands, they generally won't help.

Some people do not pay attention to this. When they borrow money, they say, "Who doesn't know you have money? Lending me a little money is simply pulling the hair out of the cow. " It's okay for acquaintances to joke about this, but people don't want to listen when they borrow money. Therefore, when you borrow money from others, you must speak in a consultative tone, so that the other person will feel that you want him and respect him before he will lend you money.

Second, when you ask for money, you must specify the return time.

When you borrow money from others, don't say such vague words as "after a while" and "when I have enough money", but be clear. For example, if you go shopping with your friends and take a fancy to a good thing, you want to buy it just because you don't have enough money. You can say, "Lao Wang, will you lend me 500 yuan first?" I'll send it to you as soon as I get home. " Explain that the return time is within today, which makes people feel that the borrowed money is guaranteed. So, he will lend it to you with confidence.

Be honest when asking for money.

When you ask someone to borrow money, you can't make up lies just because you like to borrow it. For example, if you borrow money, you won't pay it for a while. In order to make people want to borrow it, you say "return it in two days" or "return it tomorrow". In this case, if you can't pay it back on time, people will regard you as a person who doesn't keep his word, so it will be difficult to borrow it next time. Moreover, when borrowing money, don't change your mind casually. At first, you said to borrow 1000 yuan, and then you said to borrow 2000 yuan, which will make the borrower feel embarrassed.

Fourth, don't say angry words when you can't borrow money.

Find someone to borrow money, and there will always be times when you can't borrow it. You can't swear just because people don't lend you money. For example, if you borrow money from someone, they say, "Sorry, I am short of money now." Don't say, "What a coincidence, you were short of money when I came to borrow money." Otherwise, it will hurt harmony. When you can't borrow money, you might as well say to others, "I understand, I understand, then I'll look elsewhere." In that case, people will think you are very considerate.

When you ask for money, you'd better be direct.

This language skill was summed up by Dale Carnegie, a successful master. He said, "If you want money, you should ask it directly. You don't need to explain this and that to each other hesitantly. If the other party is willing to borrow it, you don't have to say that he will lend it to you; On the contrary, no matter how much you say or how good your excuses are, you are wasting your breath. If you ask for a loan directly, but the other party refuses, all you have to do is say' it doesn't matter'. There is nothing embarrassing or embarrassing. If you say a lot of excuses first, but the other party still refuses, it will make both parties easy to fall into embarrassment. "