Ladies and gentlemen of the Grand View Garden, how to settle accounts carefully?

It's hot, so I don't like going out to play. I just picked up the Dream of Red Mansions, which I have read more than one hundred times, and watched it again. I have read this wonderful book for the first time since I was five or six years old, and now it is the first time since I got married. In the long run, I have seen many different perspectives and tastes.

In the past, the girl's mentality loved to watch the subtle feelings between Baochai and Daiyu, or the competition among the daughters in the Grand View Garden. Now I am a family, and I have a small family to manage as a housewife. In addition, my job is investment, and I have transferred most of my interest to the investment, financial management and management of Grand View Garden.

Last night, I reread the stories of the fifty-fifth and fifty-sixth chapters word by word with great interest-"insulting my mother's foolish concubine, fighting for leisure, bullying my young master and saving the crisis" and "Baochai is sensitive to the benefits of spring, the disadvantages of lodging, and the small benefits are all common"

The story of these two times is that Xifeng, who has always been regarded as a smart and reliable "housekeeper" of the Grand View Garden, no longer has to worry about the housekeeper because of a miscarriage and illness. During this time, Mrs. Wang handed over the power of housekeeper to Li Wan. However, since Li Wan used to be a housekeeper, it was nominally her turn, but Mrs. Wang was not at ease. She chose two girls who she felt were the most reliable among the ladies-Tanchun and Baochai to help Li Wan. This is the beginning of fun.

As early as when Lin Daiyu first entered Guo Rongfu, we knew through her eyes that Tanchun was the best of several girls in Jia's family, and "her literary talent was so refined that she forgot the customs", but she was still young, even though her vision was not low, and she didn't have much experience. So at first, the reader's opinion of her was similar to Jia's. "They all thought that she was just a lady who didn't leave the boudoir. She was the most peaceful and quiet, so she didn't care, and she was much more slack than before." "I didn't expect Tanchun's performance to really perform." It's only been three or four days, and a few things have passed. I gradually understand that the subtlety of Tanchun is not to let Xifeng, but her quiet words and smooth temperament. "

Jia Tanchun's Dream of Red Mansions, 87th edition.

For example, in episode 55, Tanchun's uncle died, and the distribution of gift money became a difficult problem before her. Xifeng's usual servants deliberately did not give her proper advice or even provide more reference cases, waiting to see her jokes. Tan Chun, an able man, looked up the old cases and compared the cases closest to the most valuable reference, and gave the solution of "rewarding twenty taels of silver". Not selfish, not stupid, well-founded, this alone has established the justice and prestige of "being a family member."

Hearing the details of Tanchun's housekeeper, Xifeng, who was ill, couldn't help clapping her hands and praising "what a three-girl!" As a housekeeper for many years, Xifeng knows best the crux of Jia's superficial scenery: "There are many people going out at home, but few people come in. Every hundred small things are still in accordance with the rules of our ancestors, but the industry we entered in one year is not as good as before. How frugal, outsiders laugh, old lady. The wife is also wronged, and the servants at home also complain about meanness; If you don't save money early, you will lose your blood in a few years. "

Wang Xifeng, 87th edition of A Dream of Red Mansions

It can be seen that it is the Jia family who cooks oil and flowers, and it is also an outsider who looks at the scenery. When family members have to scrimp and save money. Of course, Xifeng, who has always been relied on, is actually not a good manager. On the one hand, she can't read, and even the ledger has to be read to her. Secondly, she is greedy for money and has too strong selfish desires. She often uses power for personal gain. Why does she use her own money to lend usury, and why does she use Jia's power to take advantage of others' lawsuits? She is not a good "professional manager" because she is brilliant and virtuous. On the contrary, we have seen this quality in the shrewd Tanchun and Baochai who joined the WTO.

What Tan Chun and Baochai did was to "cut expenditure" and "open source" at the same time.

Let's talk about "throttling" first. Although the Jia family has a big business, there are too many people who have to dress and eat, and the expenses are also high. Tanchun and Baochai found many loopholes in books over the years:

Guys, there are double charges for school ink and snacks. Tan Chun said, "Every family receives money from men every month. Brother Huan's aunt got two taels, Baoyu's in the old lady's room, xiren's in the old lady's room, and Brother Lan's in the old lady's room. How come everyone in the school has more than this? It turns out that I went to school for these eight taels of silver! " So I forgave eight taels of silver.

Ladies and gentlemen, they also found that the money for the head oil powder was not paid properly: "We have money in January and February, and the girls have money in other months." The day before yesterday, someone came back and asked for our head oil powder for January, two for each. This is the same as Baliang who just learned. It's overlapping. Although things are small and money is limited, it doesn't seem appropriate. "As promised, this item has also been cut.

87 version of a dream of red mansions, Lantern Festival banquet, you can imagine.

Let's start with "open source". The Jia family built a grand view garden for their parents. There are countless flowers, trees and strange animals. In the past, they only thought it was for the owner to enjoy, and never thought they could make money from it. Tanchun also chatted in other people's homes, only to find that such a large manor can not only achieve self-sufficiency in some materials, but also contract out to earn rent. A garden less than half the size of the Grand View Garden will have "two hundred and twenty pieces of silver left at the end of the year" and "a piece of lotus leaf and a root of hay are all valuable." So they compiled a list of women in gardens, bamboo forests, rice fields and gardens? Subcontract all of them to suitable candidates and adopt the "contract responsibility system". Not only will each area be managed by a special person, but also a lot of profits will be returned at the end of the year. Tanchun Baochai even thought of the "flat management" of "CEO is directly responsible for the project". By the end of the year, these tenants do not have to report to the finance office, but report directly to avoid the loss of assets.

The 87th edition of Dream of Red Mansions was filmed in Grand View Garden.

The stories of fifty-five times and fifty-six times are echoed in later chapters. Take Daiyu, who we think is the most aloof and aloof. She doesn't like to talk about "career economy". In fact, she has a deep understanding of Jia Fu's situation, and she agrees with Tanchun and Baochai's idea of managing the family. The sixty-second time, Daiyu and Baoyu stood chatting under the flowers. Baoyu introduced Tanchun to Daiyu how to "promote the advantages and eliminate the disadvantages" and said, "The garden has also been divided into people's management, so we can't fold more grass now. Take me and Xifeng as rafts? " While complaining, Daiyu said with great understanding and affirmation, "This is only good, and it is too expensive for us. Although I don't take care of things, I always do a calculation for them in my spare time. I pay more and get less. If you don't save money now, you won't pick it up. "

Lin Daiyu and Jia Baoyu in the 87th edition of A Dream of Red Mansions.

Every time I see this place, I am shocked-I only read romantic stories before, but ignored the delicacy of Daiyu. Humane her mind only focused on mourning for the spring and autumn, but she was just "doing the math for them at leisure", and then she saw that Jia Fu was unable to make ends meet and the financial deficit was incurred. You know, Daiyu died at the age of 15 or 16. When she said this, she was just a child of 13 or 14! Think about what I was thinking when I was thirteen or fourteen. The concepts of investment and financial management and smart housekeeping were established after work, especially after I got married. What a pity!

What does rereading this story inspire us? No matter how big the family is, no matter how strong the financial resources are, no matter how good the foundation is, we can't ignore the way of "financial management". Among them, first, we must live within our means and consume reasonably; Second, we should open up more financial channels and invest accurately.

Although the Grand View Garden is good, it only has stock assets. To take care of the food and clothing consumption of a big family, we must constantly develop the incremental part, and at the same time let the consumption return to rationality, spend the money we should spend, buy something worth buying, and do it when it is most needed.