How much does it cost for rural elderly to buy social security this year?

Social security issues for farmers and rural elderly people in China

1. The current national policy for farmers and rural elderly people:

The People’s Liberation Army and the People’s Republic of China Article 45 of the Constitution of the People’s Republic of China stipulates: “Citizens of the People’s Republic of China and the People’s Republic of China have the right to receive material assistance from the state and society when they are old, ill, or disabled. The state shall develop the society necessary for citizens to enjoy these rights. Insurance, social relief and medical and health services. ”

Article 3 of the Law of the People’s Republic of China on the Protection of the Rights and Interests of the Elderly: “The state and society shall take measures to improve the social security system for the elderly. Gradually improve the conditions for ensuring the life, health and participation of the elderly in social development, and realize that the elderly can be provided with care, medical care, employment, education and enjoyment. Article 20 The state establishes a pension insurance system. , to ensure the basic life of the elderly.”

The Social Security Law (Draft) except for one sentence: "full coverage." Nothing is seen, and no mention is made of the protection of farmers and the elderly in rural areas. This cannot but be said to be a step backwards. The introduction of this draft not only violates the constitution, but also violates national and international regulations. For example, in 1933, the International Labor Organization included rural social pension insurance, disability insurance and testamentary insurance within the scope of the treaty. This also shows that those departments that clamor for integration with international standards remain silent on these issues.

It turns out that our country has social security policies, but those policies have nothing to do with farmers and the elderly in rural areas. The original social security policies only protect the rich and vested interests. , has nothing to do with vulnerable groups, farmers, and rural elderly, and is also a violation of the Constitution and the law.

Recently, various localities have introduced various urban and rural social insurance regulations, all of which exclude farmers and rural elderly people, especially social security for the elderly. The strangest thing is the recently introduced regulations for rural war veterans to participate in social security. It also clearly stipulates that veterans over 60 years old cannot participate in social security. It also stipulates that only workers, sports, industrial and commercial households can participate, so some people have to apply for a business license at a high price. (Of course it’s manageable). Only a very small number of people can participate. We have to wonder why such a policy was introduced. When formulating this policy, we knew that most of the combatants were now over 60 years old, but the framers still had to introduce such a policy in name only. policy. For example, Vietnam War veterans Liao Yuhui, He Zongyou, Liu Yuancheng, and Xiong Hualiu in our town are all unable to participate in social insurance because they are over 60 years old. These policies are all manifestations of discrimination against farmers and rural elderly.

In terms of social security in our county in 2000, elderly retirees from shipping companies applied for social security. They only needed to pay 8,500 yuan per person to the Social Security Bureau, which was 320 yuan per month. According to this method, it only takes two After more than a year, I will receive all the money I paid. In this year's immigration policy to the Jiaba Reservoir Area, landless rural elderly people handed over 30,000 yuan of their national farmland compensation to the Social Insurance Bureau, and could only receive 190 yuan per month. The calculated figure is 13 I can get all the money I paid in two months of the year. It takes more than two years for enterprise workers to receive the money they have paid, and it takes thirteen years and two months for farmers to receive the money they have paid. Enterprise workers only pay 8,500 yuan, while farmers have to pay 30,000 yuan. This is the difference between urban and rural areas. This is the difference between workers and peasants, and this is the policy formulated by the Social Security Bureau that violates the constitution and the law. This is also a replica of Same Life, Different Price. The ratio of contributions and benefits paid by landless farmers and enterprise employees is four times that of enterprise employees and farmers. This cannot but be said to be a huge joke.

Fortunately, Gong County, Sichuan is implementing a new social security measure for the elderly in rural areas. Elderly people over 65 years old only need to pay a one-time payment of 4,800 yuan, and after paying a 100 yuan handling fee, they can receive 100 yuan per month. Yuan until death. This ratio of payment and receipt is better than that of the landless elderly farmers in our county who have to take more than 13 years to receive it. However, a one-size-fits-all approach remains to be studied. "Pay more, receive more" is more in line with the facts. According to the rising prices, this 100 yuan per month is quite insufficient.

Violating the provisions of the Law on the Protection of the Rights and Interests of the Elderly, the age of the elderly who should make their own decisions from the age of 60 is raised to 65. This also conflicts with legal provisions.

There is also a social security policy that allows individual industrial and commercial households to participate in social insurance, but farmers cannot participate. This is obviously only taking care of the rich, while leaving the poor and powerless farmers to enter the world again. Territory is also against the constitution and the law. This obviously requires farmers to buy a business license at a high price from the Industrial and Commercial Bureau (which is originally fake) and pay money to apply for social insurance at the Social Insurance Bureau (which is based on facts).

In my area, laid-off collective workers have purchased social insurance. For those under the age of sixty, each person must pay 40,000 to 50,000 yuan including late payment fees, and will receive more than 1,110 yuan per month starting from the age of 60. , it only takes more than three years to receive the money paid.

In some places, elderly farmers are required to pay a one-time fee to participate in social security, but they only receive 100 yuan per month. This 100 yuan is bought with money. What can 100 yuan do? The subsistence allowance in rural areas is 150 yuan per person, and it is distributed free of charge.

On June 25, 2009, the State Council reported that "new rural social insurance will be piloted in 10% of the country." Fortunately, the pilot has finally started. There is nothing wrong with it, the sooner the better.

Fortunately, some people have been calling for farmers and rural elderly for a long time:

On November 7, 2008, Premier Zhang Dejiang said: “Governments at all levels should improve the social security system. We should play a leading role in social security, further utilize the function of social security in distributing and ensuring basic life, increase consumer demand, and promote economic development."

On November 7, 2008, Wang Jinxiang, director of the National Development and Reform Commission, said: "Developing social security services will stimulate consumption and expand domestic demand."

On October 27, 2008, economist Li Yining said: "The minimum living security will help expand domestic demand."

On May 21, 2009, Wu Guobin, Master of Laws, said: "Rural social security is the cornerstone of resisting the financial tsunami."

At 17:14 on June 19, 2009, the CPPCC reported to Zhang Weiqing, member of the CPPCC Standing Committee, "To achieve low standards and full coverage of social insurance, the current issue of funding is not the first priority. The key is whether we have the determination To achieve this goal”

The plight of farmers and rural elderly without social security

According to national statistics: there are more than 100 million rural elderly over 60 years old in our country, accounting for the entire country’s population. More than one-tenth of the total, and it’s still increasing. Sun Guibao, a member of the National Committee of the Chinese People's Political Consultative Conference, said: By the middle of this century, the number of rural elderly will reach 400 million, accounting for one-third of China's population and one-quarter of the world's population.

Because rural elderly people do not have social security, some people have savings and dare not spend. My husband and I are both over 65 years old, and we have four children at home. We have to farm more than 20 acres of contracted land at home and feed pigs and chickens. Some money is prepared for when there is no work, because there is no guarantee, and you can only work until you die.

Peng Huashan from Xinchun Village in our town is 93 years old and still has to work in the fields and carry manure up the mountain to grow food.

Mr. Yang Deyun and his wife in Tiangong Village, Xinshi Town, our county are both in their seventies. Their daughter-in-law works outside the home, they have to farm the contracted land at home, their grandson has to take care of it, and their 98-year-old father has to support them.

Zhao Chengshou and his wife from Minzhu Village in our town are both over 80 years old. Their children go out to work. The old couple takes care of their four grandchildren at home, and they also work and produce at home. That is to raise their children and grandchildren.

Old couple Wang Def and his wife in Xinjiang Village, my town, are at home, planting land and vegetables, and picking vegetables to sell on the street. She also has two grandchildren to look after at home. I have to support my mother who is over 80 years old. I have savings, but there is no hope of paying for social insurance.

There are numerous problems mentioned above for the elderly in rural areas.

Compared with some elderly people who have social insurance and pensions, they can also go fishing and play mahjong after meals.

What a huge difference!

There are several ways to provide for the elderly in our rural areas, which only account for a minority of rural elderly people: One spouse provides for the elderly, which means that one party has retirement or pension, and both parties use one person’s money to provide for the elderly; social pension , nursing homes, living on subsistence allowances, this is a minority, accounting for only one or two percent of the elderly in rural areas; children's care for the elderly, this is unstable, children have more money, less money, less money, they have to work and produce subsidies. Some children take their parents to the city. Those whose children have stable jobs have to stay longer, otherwise they have to go home at any time for various reasons. These elderly people who come to the city with their parents are not in harmony with the elderly people who have income in the city. The old people in the city always talk about how much their salary is, while the old people in the countryside only complain about their bad life. Some migrant children take their parents to the city to look after their children and do housework. He has no contact with society and only moves whenever his job demands. Due to household registration restrictions, I will go home after my children have built the city.

For those who have many children, due to filial piety issues, the elderly are treated like "turning cattle", which is quite common in rural areas. There are also many cases of gnawing at the elderly, hating the elderly, abandoning the elderly, and abusing the elderly. This can be seen in many cases. These situations are all related to the failure to solve the problems of the elderly in rural areas.

We often boast that our country's economy and construction can be accomplished in a short time at a speed that foreign countries have achieved in decades, but we never compare the social security of farmers and rural elderly with that of foreigners.

The contribution of farmers and rural elderly to the country

During the revolutionary war, the farmers were fighting for the revolution. During the Anti-Japanese War, we in Sichuan had more than three million Sichuan troops fighting against the Japanese. , these more than three million Sichuan troops were all farmers; in the War of Liberation, countless farmers fought bloody battles; in the counterattack against India and the war against Vietnam, it was not the sons of farmers who fought hard; and in the current national defense construction, there is no such thing. Peasant soldiers. However, the makers of social security policies have completely forgotten this.

In the process of national construction, farmers are not left behind in building roads, railways, bridges, factories, cities, and water conservancy projects, and farmers are not the main force. Not only do farmers have to contribute, many of them do so for free. Can these projects be possible without farmers? Isn’t our happiness today achieved by farmers’ labor and contribution of money and effort? We have repaired roads, schools, government offices, power stations, supply and marketing cooperatives, hospitals, etc. for free. Is the farmer's sweat shed in vain? Is the farmer's money wasted in this way? You must know that in the face of the disasters of those years, farmers tightened their belts and engaged in agriculture and industry at the cost of their lives. The people who starved to death at that time were farmers, not urbanites who have security now.

For a long period of time, farmers have paid agricultural taxes to the state free of charge, which is also rare in the world; farmers are forced to pay low prices for grain, pork, cotton, sugar, oil, tea, etc. to the city. Is your contribution still insufficient?

It was okay in the first few years after the reform and opening up. After farmers solved the problem of food and clothing, arbitrary charges became popular in rural areas. Some of the arbitrary charges in rural areas went into their pockets, and some were used to build cities. department. For example, if there were no arbitrary charges and fines for farmers in the office buildings of the departments of industry and commerce, land and resources, family planning, and power supply, would there be today's high-rise buildings?

Farmers and rural elderly must contribute to the country and society as long as they have a breath. For example, in May of this year, Group 6 of Xinchun Village in our town raised funds to build a road, and even elderly people in their 80s had to pay a share. Each person paid 1,250 yuan, and one family of eight people raised more than 10,000 yuan. You must know that building roads is not only beneficial to the farmers themselves, but also more products of the country, such as cars and motorcycles, will be sold when they are brought to the countryside. There are also seven groups in Xinchun Village that each need to raise more than 1,600 yuan. The state's direct subsidies to grain farmers cannot cover these fund-raising funds. There are also three groups of Zhou family in Jinya Village, our town. They are nearly 70 years old, and they have to support their 95-year-old mother. The 95-year-old mother also has to contribute to the collective and the country. This year, she will have a share of the rural road investment. A portion is indispensable for a person who spends more than 300 yuan.

Statistics show: Xinhuanet reported on December 31, 2006: "The country has reduced the burden on farmers by 120 billion yuan every year by canceling agricultural taxes." This also proves that farmers have to contribute 120 billion yuan more to the country every year.

Is this number still low?

Du Ying, Department of Rural Economy of the Development and Reform Commission, said: According to statistics from some scholars, in the 25 years from 1978 to 2003, low prices took away 2 trillion yuan from farmers.

Professor Qiao Xinsheng’s article on September 16, 2006: Since 1979, the country and cities have accumulated 9 trillion yuan in assets from the transfer of rural collective land.

The above two sets of data do not include statistics on arbitrary fees and fines in rural areas, nor on migrant workers selling their labor at low wages in cities. This is of course a huge astronomical figure. Industry feeds agriculture, and asking for more but taking less is the slogan of government officials. For many years it was just talk.

Is there no way to solve the problem of farmers’ social security and rural elderly’s social security?

When it comes to farmers’ social security and rural elderly’s social security, every government department says they have no money to handle it. , everyone shook their heads like a splashing drum. What are the facts?

1. Rural elderly people need to pay a one-time fee for social security, and it will take several years to collect all the fees. That is to say, in the past few years, the state paid the premiums to the insured in installments. People, the country would not invest in these years ago. Insured persons continue to invest to maintain the operation of social security institutions. The state's investment will come in a few years. The difficulty lies behind. Later, because the country’s economy continued to improve, there was no funding problem.

2. Pay by levels, implement "pay more, receive more" and "pay less, receive less"; older people pay less, because these people have a shorter time to receive; younger people pay more, because they receive more a little longer. Develop a reasonable approach that takes into account the situation of most people. It will be handled in phases and in batches on a voluntary basis. Pay by yourself and get subsidies from the state. For example, two-tenths of the more than 100 million elderly people in the country can pay, and each person pays 30,000, which is 60 million. In the past few years, the state would not subsidize it, because it would take several years for each person to pay the fee in full. People kept paying in. People kept leading them out. Just like a bus, the compartment is always full. Social security institutions can also use premiums to invest and have surplus. In addition, the national economy is improving after a few years. The funding problem is even less of a problem.

3. The reduction of public funds for food and drink, public transport consumption, and public travel. These three public phenomena are a cancer that is deeply hated by the masses and a public nuisance to society, which the government says it must eradicate. Now it is getting more and more rampant. According to news from Xinhuanet on May 23, 2008: In 1999, the fiscal expenses for going abroad at public expense were 300 billion yuan, the consumption of public cars in 2004 was 408.5 billion yuan, and the public funds for food and drink were 200 billion yuan. The annual consumption of these three industries is one trillion yuan. As long as this part is compressed a little, it will be enough to provide social security for farmers and rural elderly.

4. Reduce some unnecessary performance projects and image projects. Taxpayers’ money is used by government officials to improve their own appearance, performance, and image. For the sake of his own official position and interests, he does not hesitate to work hard on his political achievements and image. We don’t want to spend money on livelihood projects for farmers and rural elderly. They don’t want to contribute. For example, the corruption case in the White House Government Office Building in Fuyang, Anhui Province illustrates the problem. For example, Suijiang County in Yunnan is a poor county and is located in the Xiangjiaba Reservoir Area, an area where construction has been suspended. However, the construction of the government compound never stopped. The county compound was built after the construction suspension notice. The strangest thing is that in July this year, it was said that an immigration meeting would be held in Suijiang. People from the Yunnan Provincial Government would attend. For the sake of image and political performance, they would arrive immediately in May. In June, a conference venue was illegally built in front of the newly built government compound, costing more than 2 million yuan. You should know that social security for farmers and rural elderly in Suijiang County has not yet been implemented. Don’t engage in people’s livelihood projects, which are useless things that officials can enjoy if they are flooded by the reservoir in just a few years. It is okay for the money wasted by these departments and officials to be used for social security. So much so that an article in the "Daily Economic News" on September 15, 2005 stated: "Performance projects are becoming an economy for the elite, with more than 400 billion yuan in wasted funds and losses." According to Xinhuanet's Guiyang article on September 25: According to officials from the Ministry of Construction, about one-fifth of urban construction has "image projects." These five-fifths of governments care about their own image and do not care about people's livelihood projects. This shows that our government only looks at themselves and rarely sees the vast rural areas and farmers, and it does not care about farmers and the elderly in rural areas. social security issues.

5. Reduce fiscal expenditure. Fiscal expenditure is a bottomless pit. Feng Peien, a member of the National Committee of the Chinese People's Political Consultative Conference, said on March 12, 2007: "China's per capita administrative expenses have increased 23 times in 20 years." How much has our Social Security increased? On February 17, 2007, Finance Minister Jin Renqing said: “The last thing we want to pay is the fastest-growing administrative expenses.” This shows that the excessive growth of administrative expenses and the increase of social security expenses are inappropriate.

6. Reducing the excessive wages and dividends of state-owned enterprises can also solve the social security problem of farmers and rural elderly. For example, the leader of Ping An Insurance, Ma Mingzhe, has a salary of 66 million yuan, and thousands of state-owned enterprise executives have also reduced some of their salary. This farmer's affairs will be easier to handle. I'm afraid there are more Ma Mingzhe's high salaries that no one will manage. Because they take taxpayers' money, and taxpayers have no right to participate in management. Participate in policy development. Therefore, the common people could only watch as they ate too much and could do nothing to help them.

7. After checking the small treasury of some departments, it is found that many departments use taxpayers' money for off-the-book expenses. This is also a shocking number. As long as a careful inventory is taken, the social security problems of farmers and rural elderly are not difficult to solve.

8. Strengthen anti-corruption. In the past few years, well-known statistics show that corrupt officials who fled took away US$50 billion from our country. It is perfectly fine for this money to be used for rural issues. This shows that there are major problems in our system. Seeing corrupt officials greedy for money and doing things for farmers, they always say they have no money. Even the vice-president of the Supreme People's Court has a problem of more than 400 million yuan. It cannot be but a big joke. After strengthening anti-corruption, taxpayers' money has been used on people's livelihood projects, and less corruption has occurred.

9. Our country purchased $800 billion in risky U.S. Treasury bonds. We still need to buy 50 billion US dollars from Europe. A little less is enough to provide social security for farmers and rural elderly in our country. Or we should first take care of our own domestic affairs, the affairs of farmers and the elderly in rural areas, and it is not too late to invest abroad when we have money.

10. When designing the proportion of payment and receipt of social security funds for the elderly, we must not violate the Constitution and treat farmers equally as national treatment. We cannot adopt two approaches, urban and rural, to artificially widen the gap between urban and rural areas. If we talk about the strange thing like the social security payment and receipt ratio of landless farmers in our country that is more than four times different from that in cities,

In short, as long as you really think about farmers, things will be easy to handle, and vice versa. Difficult to handle.

11. When it comes to social security for farmers and social security for the elderly in rural areas, some people always say that "there is no money to handle it", "it is a systematic and large project, and we must take our time" and "it requires multiple arguments. We need to pilot it" and other negative propositions. But just as the government department improves the public cars that they enjoy, a few people increase the consumption of public cars from ordinary cars to that of BMWs. As long as the government departments treat it like increasing their own wages, as long as the government departments treat it like increasing their own subsidies, and the government departments deal with it at this speed, the social security issues of farmers and rural elderly will not be difficult to deal with.

11. According to the latest disclosure by the China Banking Regulatory Commission: the chairman, vice chairman, president, deputy president, general manager and other senior management of state-owned commercial banks in 2006, 2007, 2000 In eight and three years, the annual compensation of 122 senior executives in 37 banks ranged from more than 10 million yuan to more than 47.7 million yuan. Those enjoying super annual salaries of more than 40 million yuan are 15 executives from 9 banks. The nine banks are Pudong Development Bank, Shenzhen Development Bank, Bank of Shanghai, Guangdong Development Bank, Industrial Bank, Xijiang Bank, Guangdong Provincial Bank, China Everbright Bank, and Ping An Bank. These senior executives will receive less salary. If the rural areas are improved and the economy develops, their salaries will naturally increase.

12. In terms of adjustment, taxation is a management that balances and reduces differences. It is also a good way to levy some taxes in advance, such as the property tax that has been mentioned on the agenda. Imposing a property tax can completely solve the social security problem. The country has recently raised tobacco taxes and alcohol consumption taxes, which can also be solved.

13. Recently, the state stipulated that the social security department increase its holdings of one-tenth of state-owned shares, which is also a large amount of funds. There is absolutely no problem with these sources being used for social security for farmers and rural elderly people.

14. Strengthen anti-corruption and reduce corruption. Don't let our limited funds be embezzled by corrupt elements. Use the money on people's livelihood projects and social security for farmers and rural elderly. According to data from China: nearly 20,000 corrupt officials fled with 800 billion yuan. There are 800 billion people who have fled alone. How many people have not fled? Aren’t these resources for solving social security benefits? Why are we shouting about anti-corruption every day but corruption is getting more and more violent? Isn’t this worthy of our reflection? There are also reports that after Shenzhen Mayor Xu Zongheng was sacked, more than 100 corrupt officials fled, taking away more than 10 billion yuan in funds. Why not prevent such cases? As long as we fight corruption diligently, these escaped funds will be used for people's livelihood projects and social security for farmers and rural elderly.

Are there any benefits to improving social security for farmers and rural elderly?

1. It is conducive to social harmony and stability. With social security, the elderly can live without worries, have no children to worry about, and can work better. For the country, it embodies the superiority of the Communist Party and socialism and is supported by the people. Get support from the international community and reduce the accusations and difficulties made by some countries against our country in terms of human rights. This is a good way to get the best of both worlds.

2. It is conducive to expanding domestic demand and increasing consumption. Many officials don't understand this. They always think that our country is the one who suffers the loss. Rural elderly people pay a one-time social security fund. For example, there are 100 million rural elderly people, and 20% of them pay. Each person pays 30,000 yuan at a time, and 20 million people pay 600 billion yuan at a time. Collection is in installments. Social institutions, like buses, are always running at full capacity. Social security institutions can also use social security funds for investment income. How difficult is it?

Because the elderly have no security, they can only save money and dare not spend it. This is a recognized fact. As long as the savings are used to purchase social insurance, the source of the pension you receive every month is guaranteed. The less savings there are, the more consumption there will be. The savings and pensions received are also their own money. If it is guaranteed, the elderly can consume with confidence. Isn't this expanding domestic demand? Besides, the current deposit interest rates are low and it is not cost-effective for people to save money. Why not use it for something that is the best for both the country and the elderly?

3. It is helpful for families to get along with each other. The elderly have social security and their children are more filial. Changing the relationship between parents and children is of great benefit.

4. It is conducive to family planning. The Chinese people’s thousands-year tradition of raising children to provide for old age is the result of no social security. As long as the social security system for the elderly is implemented, farmers will have no worries. , the phenomenon of favoring boys over girls has been greatly improved.

5. It is conducive to the transfer of rural land. The current situation is that the rural elderly stick to the contracted land at home, and their children work outside. Not good, because life is not guaranteed and I dare not subcontract. The land is not productive and the elderly are unable to cultivate it. As long as there is security, land transfer will be much easier.

6. Gradually reduce the differences between urban and rural areas. According to the "China Urban Blue Book" released by the Chinese Academy of Social Sciences in Beijing on June 15, 2009, "As of the end of 2008, my country's urban population has reached 607 million, and the urbanization rate has reached 45.7. The income gap between China's urban and rural areas is between 4 and 6 About times, while last year the national urban-rural income ratio was 3.31, and in 2000 the urban-rural income ratio was only 2.79. It is an indisputable fact that the urban-rural income gap has continued to rise in recent years. "Our country is proud of eliminating the urban-rural gap. Why is it so? It needs to be expanded. This should be a problem that government departments should start to solve. Among them, doing a good job in social security issues for farmers and rural areas is a good thing. 2009-06-25 CPPCC member Cai Jiming said that a report by China's authoritative departments showed that 0.4 people control 70% of the wealth, and the concentration of wealth is higher than that in the United States. A report pointed out that among the richest people with more than 100 million yuan, 2,932 are the children of high-ranking cadres. They account for 91% of the households worth 100 million yuan and have assets of more than 2045 billion yuan.

Please government departments should not forget that there are still a large number of farmers and rural elderly who do not have social security?

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance