How to remind debt repayment?

Lending money. Many friends frown when they hear these two words. It doesn’t mean that they don’t have money to lend to friends. It’s better to borrow money to turn over the money. If the money is turned over, the friend will pay back the money himself. But some people , talk nicely when borrowing money, but evade in every possible way when paying back money. Now it is the "uncle" who owes money, but when it comes to asking for money, the creditor becomes the "grandson".

The money was lent out before you saw this person clearly, and it can be said that it is very difficult to get your own money back. I asked for it, but I was afraid of losing face and hurting my friends’ feelings. Learn these 6 tricks to cleverly remind your friends to pay them back!

6 ways to collect debts with high emotional intelligence

1. Praise him and belittle yourself. After greetings, praise him for having a good life recently, praise your friends as "gods" and then belittle yourself. Underground, firstly, your friend will be happy, and secondly, seeing that you are living a miserable life, you will be embarrassed not to pay back the money.

Example: My friend recently went on a trip. He praised how much money he spent on the trip, envied him for visiting so many places, while he could only eat instant noodles at home, etc.

2. Strongly imply that if your friend borrows money and never mentions it again, you will take the initiative. It's okay to express your embarrassment, but you hint to him in a roundabout way!

Example: Take the initiative to treat him to dinner, and indicate that you pay for it yourself. At the same time, you can change your avatar to a picture related to "paying back money."

3. When asking for money, show that the money is not just for you. When you are ready to ask for money and you cannot find a good reason, you can then move out with your wife, girlfriend, mother and other family members. You borrowed the money from someone else, can he still drag it on?

Example: When I asked for money, I said that my wife was in charge of the money. Suddenly I found that a lot of money was missing, and there was going to be a fight at home.

4. Directly asking for money is only suitable for people who are relatively straightforward. If you directly indicate that you need money and ask them to pay back the money, they will usually pay back the money.

Example: Ask a friend if he has enough money and needs money now.

5. Borrow money from him. If you meet someone who is really a scoundrel and wants to drag him down, you can borrow money from him directly. You can borrow more money from him than before.

Example: If the other party borrows one thousand dollars and you say that you need it urgently, you ask to borrow two thousand thousand dollars from him. If the other party still refuses, he will either break up or admit defeat.

6. Insinuations

If you really don’t want to express it, then find some lyrics or chicken soup for the soul about borrowing money and repaying money and send it to him or send it to a friend who can only see it.

Example: There is a line in the song Eason Chan's Backpack: You borrowed something from me and I don't want to return it. Why don't you return something you borrowed? It's very useful for asking friends to pay back the money.

If a friend is really in trouble and needs to borrow money, we will definitely borrow it. Borrowing money also comes and goes, because we may need emergency help one day, but we must know that our brothers will settle the accounts. No matter who you are lending money to or borrowing money from, you must write an IOU. Don't think that writing an IOU is too emotionally damaging. What really hurts your feelings is not writing an IOU, but not paying back the money you borrowed.

There are many skills and wisdom hidden everywhere in life

A small loan can cause so many worries. Asking for money also requires emotional intelligence and skills. Those who didn’t know these tips must have suffered a lot of “dumb losses” before. Is it possible to “gain wisdom” only by “suffering a setback”?

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