What do the white stripes on the JD.COM mean?

In JD.COM, people often hear about using white stripes. Many people don't know what the white stripes in JD.COM mean. Here's a brief introduction to JD.COM's white stripes.

What do the white stripes on the JD.COM mean?

White stripes on JD.COM are a payment method introduced by JD.COM. You can use IOUs to make payment on JD.COM's website, and you can enjoy a deferred payment period of up to 30 days or a payment by installments of up to 24 days. It is an Internet consumer finance product. The IOU directly opened the JD.COM system in JD.COM. COM's house purchase, global purchase and product crowdfunding cover user fields such as renting, tourism, decoration, education and wedding, and extend from online credit house purchase service to providing credit consumption loans, providing consumers with numerous credit consumption financial services.

After users apply for IOUs in JD.COM, the post-JD.COM risk control system will identify users according to their shopping habits, credit status, stability of delivery address, etc. , combined with various factors and data, and then quickly give the evaluation results of whether the white strip can be activated, only those who have obtained the application qualification can successfully open it.