What is CCB wallet?

CCB wallet can be used for consumption, collection, recharge, cash withdrawal and transfer, which can greatly satisfy people's daily transactions. In fact, CCB wallet is a virtual wallet account automatically generated after the user is registered as a dragon payment user, and the wallet amount is managed according to Class III account. Users don't need any handling fee to recharge or withdraw cash with CCB wallet. It will be automatically generated after the user is registered as a dragon payment user.

Advantages of CCB wallet:

First, a more open user experience: CCB's wallet faces a wide range of customers. Whether it is a dragon card customer or a bank card user, you can open a CCB wallet.

Second, more payment methods: Using CCB wallet, users can enjoy scanning payment, mobile phone flash payment, ATM withdrawal and other methods.

Third, richer payment scenarios: the payment scope of CCB wallet covers all aspects of people's lives.

Fourth, a safer payment environment: CCB Wallet has a complete risk control system, and established a rapid response mechanism and an anti-fraud investigation mechanism to provide security for users' payment.

Cancellation method of CCB wallet account number:

1. Take my valid ID card to the counter of CCB business outlets to cancel CCB wallet;

2. To log in to the mobile client of China Construction Bank APP (version 5.6.7.00 1) in the version of iPhone 13 mobile phone iOS 15.0, you need to log in to your personal mobile banking account first, then select "Long Payment" on the home page and click "CCB Wallet", and the page will jump to the bank card information bound to you.

CCB digital currency wallet opening method is as follows:

1. Users need to download and log in to the mobile client of China Construction Bank APP (version 5.6.7.001) on iPhone 13 and iOS 15.0, and then enter their personal information and log in to the home page of China Construction Bank Mobile Banking.

2. Then enter digital currency-digital currency wallet in the search bar, fill in relevant information and bind CCB account, check the agreement, and click OK to open it.

In addition, CCB's digital RMB wallet also classifies user accounts. According to the different amount, the certification requirements are different.

Class I wallets, Class II wallets, Class III wallets and Class IV wallets. For Class I, Class II and Class III wallets, individual customers can only open one wallet of each type in the whole bank. The differences between the four "digital RMB wallets" are as follows:

The upper limit of the second-class wallet balance is 6,543,800 yuan, the upper limit of single payment is 5,000 yuan, the daily cumulative payment limit is 6,543,800 yuan, and the annual cumulative payment limit is 300,000 yuan.

The upper limit of the balance of three kinds of wallets is 2000 yuan, the upper limit of single payment is 2000 yuan, the daily cumulative payment limit is 2000 yuan, and the annual cumulative payment limit is 50 thousand yuan.

The maximum balance of four kinds of wallets is 1 1,000 yuan, the maximum single payment is 500 yuan, the daily cumulative payment limit is 1 1,000 yuan, and the annual cumulative payment limit is 1 1,000 yuan.

According to the personal customer service agreement of China Construction Bank, digital RMB wallet refers to the legal digital RMB carrier with unique identifiable number opened by the bank for individual customers.

At the same time, the "hardware wallet" is also mentioned in the user terms, which means that hardware devices with functions such as deposit and transfer may be introduced in the future.