Can the postal savings bank card withdraw money from the ATM of China Construction Bank? How much is the handling fee?

Postal savings bank cards can be withdrawn from CCB ATM machines. From July 25th, 20021year, ATM withdrawals from industrial, agricultural, Chinese, construction, communications and postal savings banks are free.

1. Proposal of China Banking Association and China Payment and Clearing Association on reducing the handling fee for inter-bank cash withdrawal from ATMs;

In order to practice the people-centered development thought, the banking industry has conscientiously implemented the decision-making arrangements of the CPC Central Committee and the State Council, and continued to reduce fees and make profits, benefiting enterprises and benefiting the people. In order to further enhance the sense of acquisition and happiness of financial consumers, and promote the banking industry to reduce the fees for ATM interbank withdrawals, China Banking Association and China Payment and Clearing Association, under the guidance of the regulatory authorities, issued the following initiatives to commercial banks and clearing institutions:

The first is to reduce the inter-bank cash withdrawal fee in the same city.

Encourage all banks and clearing institutions to appropriately reduce the handling fee for inter-bank cash withdrawal at ATMs in the same city, and the charging standard shall not exceed 3.5 yuan/transaction. Among them, the issuing bank charges a handling fee by half, and the charging standard does not exceed 0.2 yuan/pen; The clearing institution will charge the network service fee by half, and the charging standard will not exceed 0.3 yuan/transaction; The charging standard for the acquiring bank to configure ATM machines remains unchanged, which is 3 yuan/transaction.

Second, reduce the handling fee for cross-bank cash withdrawal in different places.

In order to implement the new development concept and share the achievements of technological progress with the vast number of financial consumers, the issuing bank is encouraged not to charge a change fee according to a certain proportion of the withdrawal amount. The fixed fee standard for inter-bank cash withdrawal from ATM in different places is the same as that in the same city, and does not exceed 3.5 yuan/transaction.

Third, better serve the needs of specific financial consumers.

Encourage banks to learn from the good practices of their peers, increase preferential treatment in combination with their own business strategies, and appropriately reduce the ATM inter-bank cash withdrawal fee for financial consumers such as payroll cardholders, the elderly, and active military personnel.

Fourth, meet the requirements of ATM cash withdrawal service.

Banks should reasonably set and adjust ATM parameters according to their own layout and business data, treat their own customers and customers of other banks fairly, and meet the normal cash use needs of financial consumers.

Verb (abbreviation of verb) unblocks consultation and complaint channels.

Banks should strictly follow the requirements of the Measures for the Administration of Service Prices of Commercial Banks, do a good job in publicizing, informing and explaining the adjustment information of ATM interbank withdrawal fees, and protect financial consumers' right to know. Smooth consultation and complaint channels, properly handle relevant complaints, and protect the legitimate rights and interests of financial consumers.

In order to better serve financial consumers, all banks and clearing institutions will implement measures to reduce the handling fee of ATM inter-bank cash withdrawal within one month from the date of issuance of this plan.

2. The six major banks of industry, agriculture, China, construction, transportation and postal service have announced that the ATM withdrawal fees in the same city and different places will be temporarily exempted from July 25th. On the 25th, Shanghai Pudong Development Bank, Industrial Bank and other banks lowered the ATM withdrawal fee for the same city to each 3.5 yuan, and provided free cash withdrawal for businesses such as helping farmers.