The story of the “Poverty Alleviation President”

Tongyu County is located in the west of Jilin Province. It is a nationally designated poverty-stricken county, a key county for national poverty alleviation and development work, a concentrated contiguous poverty-stricken area county at the southern foot of the Daxingan Mountains, and one of the two deeply impoverished counties in Jilin Province. Under the correct guidance of governments at all levels, all townships and towns made precise efforts, and the vast number of assistance cadres worked hard to tackle the difficulties. On April 10, 2020, it was announced that the entire county had successfully eradicated poverty.

In Tongyu County, there is such an assistance cadre. From May 2019 to the present, he has been fighting for more than 300 consecutive days to assist and protect impoverished villages. He is affectionately called "poverty alleviation" by the local village cadres. President", he has won recognition from the local government and superior banks with his practical actions and poverty alleviation work performance. Under his assistance and leadership, 186 poor households with 351 people in Yaodong Village, Zhanyu Town, a guaranteed impoverished village, and Xiguan Village, Zhanyu Town, a non-poor village, were the first to be lifted out of poverty by the end of 2019. , while achieving a win-win situation in business operations and poverty alleviation. He is Gao Hongliang, Secretary of the Party Committee and President of Tongyu County Branch of Jilin Baicheng Branch of Agricultural Bank of China.

Practicing internal skills, party building leads to promote poverty alleviation

He always believes that the understanding of financial poverty alleviation must be from a high position, and to work hard and achieve practical results, there must be party building leadership . The branch party committee’s regular meeting system for poverty alleviation is implemented. Important matters related to poverty alleviation are collectively discussed and decided at the meeting, ensuring information exchange, powerful decision-making, and timely handling.

Establish a main business orientation. Establish the concept and orientation of "taking party building as the greatest political achievement", proactively focus on the "main business" and consolidate the "responsibility chain". He signed the "Responsibility Letter for Party Style and Clean Government Construction" face-to-face with team members, team members and heads of departments and business lines, further clarifying the main responsibilities of the branch party committee, branches of government agencies, and party organizations at the grassroots level to grasp party building and promote operation, and lead Team members and middle-level cadres went to Baobao impoverished villages to carry out party day activities with themes such as "Sending Love and Warmth".

Implement “one post, two responsibilities”. He organized and supplemented the opinions of party committee members and party branches of government agencies and grass-roots party branches to guarantee contact points, and clarified the specific content of "one post, two responsibilities" from the responsibility level. Establish a list of party building responsibilities, combine strict governance of the party and conduct, and the theme education of "Don't forget the original intention, keep the mission in mind", organize the majority of party members to seriously study new theories, take the initiative to learn new knowledge, and consciously think about the shortcomings of their own development, Take the initiative to practice to further promote poverty alleviation and promote business development. We have solidly advanced poverty alleviation work by dispatching first secretaries and work teams for poverty alleviation, and carrying out activities such as pairing up party members and leading cadres to provide assistance.

Promote "party building and party building". In accordance with the requirements of the government and superior banks, the party organization relationship of the first secretary in the village was transferred to the guaranteed poverty-stricken village, and the strength of the party organization of the Agricultural Bank of China guaranteed poor villages was strengthened. A new era party building practice demonstration base was established in Yaodong Village, Zhanyu Town, to help Baobao poor village party organizations formulate and improve party organization building. We will carry out the "Visit hundreds of families, eat hundreds of meals, and learn about hundreds of families" activities in a down-to-earth manner to gain an in-depth understanding of the actual situation of poor households, and help poor villages solve problems such as environmental improvement. The problems of poor villages are all the difficulties of poor households. He and the majority of party members and cadres took it into their hearts to donate 56,000 yuan in materials and materials to guarantee poor households, which was recognized by the local government. The house of Wang Shengcai, a particularly poor household in Xiguan Village, has been low-rise and in disrepair for many years. It falls into the category of dilapidated house renovation. He has refused to agree to the work done many times by the village. After Gao Hongliang learned that he had volunteered to go through the visit and investigation, he first organized manpower to pull more than 20 truckloads of soil for his low courtyard, leveled the front and back courtyards, and gained the trust of his family. Later, he organized donations for him and coordinated efforts from many parties. The original site was transformed into an 86-square-meter tile-roofed house for his family.

Whenever someone inside or outside the industry calls him "President of Poverty Alleviation," whether it is a compliment or a derogation, he always laughs it off knowingly. Because of different perspectives, opinions vary. For more than a year, he has fulfilled his original commitment to the local party committee, government and superior banks with his actual actions: that is, to achieve "two hands", "two correctness" and "double harvest" in bank operation and management and poverty alleviation. ".

Sun Chunguo, the contact point leader of the Jilin Provincial Branch, member of the Party Committee and Vice President of the Provincial Branch, said deeply: In Baicheng City, or in the province or even the county branches across the country, there are probably a few leaders who are working on the front line to alleviate poverty. Not much, and fully affirmed the poverty alleviation work of Tongyu Branch on behalf of the provincial party committee. At the beginning of 2020, Comrade Gao Hongliang was notified and commended by the Organization Department of Tongyu County Party Committee.

Integration force, working together to manage and promote poverty alleviation

As secretary of the party committee of the bank, he leads and influences everyone with his own example, giving full play to the branch's role as a battle fortress and The vanguard and exemplary role of party members. Middle-level cadres such as party committee members, department managers of branch offices, and branch presidents (directors) each covered 19 key poor households in Xiguan Village, and all of them were lifted out of poverty by the end of last year.

"Have a meal and drink together". In accordance with the requirements of the local government, the "Eating Thousands of Homes" activity was carried out. Eight guarantee cadres have visited poor households more than 30 times, bringing their own food and vegetables or paying cash for meals with poor households to further understand the production and living conditions of poor households, strengthen communication, and enhance relationships. In the provincial government's assessment and acceptance, 19 poor households were satisfied with the bank's assistance work reaching 100%. Household verification of basic information and seven indicators of poor households has been completed. Carefully understand the serious illness relief situation of poor households. There are 130 poor households in the two villages. The household registration files are all completed. The poor household files are completely consistent with the manual. The photos of the houses in the housing files are all consistent. The information collection of poor households and non-poor households is factual, authentic and reliable.

"Six Cleans" rectification and implementation. In accordance with the requirements of the local government: clean up garbage, clean up firewood, clean up dung piles, clean up courtyards, clean ditches, and clean up roads. Starting from May 1, 2019, the bank has been led by team members and organized employees to set up work teams. Assist the village party branch to tackle difficult problems with all its strength. By the end of November, 1,600 cubic meters of garbage had been cleared, 586 courtyards had been cleared, 1,450 meters of ditches had been cleared, 400 cubic meters of dung piles had been cleared, and 51,260 meters of earth walls had been cleared. Assist in the work of eliminating traces of dangerous buildings. In accordance with the requirements of the Zhanyu Town government, the poverty alleviation work team fully cooperated with the village party branch to conduct inspections on the destruction of dilapidated houses, and went door-to-door to publicize policies, all of which completed the work goals. In December, we applied for 60,000 yuan of poverty alleviation funds from the provincial bank to purchase forklifts in Yaodong Village and Xiguan Village, Zhanyu Town, and continue to carry out the "six cleanup management" work.

"Love and dedication" moved me. Since last year, under his leadership, the bank’s employees have donated a total of RMB 76,000 to the village office. From mid-October to early December, team members and middle-level cadres of the government went to Xiguan Village, a poverty alleviation village, to carry out "showing love", sending financial knowledge to the countryside, and poverty alleviation condolences activities. They sent rice, flour and oil worth 15,600 yuan to 52 poor households. It expresses the Agricultural Bank of China’s care and concern for the poor households guaranteed by the insurance. With tears in his eyes, Cai Jinsheng, a poor householder, held his hand and said, "This is the first time in so many years that I have seen you doing practical things like this." Liu Guizhi, a household living on the subsistence allowance, is 78 years old. Her son is working in other places after the divorce and her grandson is in high school. In December last year, the old man suffered a cerebral hemorrhage. After multiple treatments, the effect was very good and he was able to take care of himself. But he owed more than 80,000 yuan in foreign debt. After learning about this situation at that time, Gao Hongliang not only went to the hospital to visit, but also actively negotiated for a compensation of 19,000 yuan for the patient through the government's medical insurance "one case, one discussion" policy.

At the beginning of this year, 4 poverty alleviation work teams were formed, consisting of 4 team members, department managers, outlet presidents (directors) and business backbones, so that they can be there at any time to guarantee insurance in accordance with the notices of the local government. Carry out corresponding work in poor villages. Every Saturday and Sunday, Zhanyu Branch (second-level branch) becomes the "big canteen" for poverty alleviation personnel. During the epidemic prevention and control period, he led his team members to Baobao Village many times to supervise the epidemic prevention and control work and delivered relevant prevention and control materials. From March 11 to March 16, 6 employees from the agency were dispatched to Yaodong Village and Xiguan Village to help the village department carry out basic work. In three days, 55 poverty alleviation manuals and 328 other archives were completed for two villages. We conducted household surveys twice at the homes of 55 poor households in Baobao, filled out opinion solicitation questionnaires, and verified family income. At the same time, relief supplies worth more than 3,800 yuan were sent to poor households.

Since the beginning of April, the work team has visited the impoverished village of Baobao many times to conduct courtyard economic surveys to help poor households plan income-increasing projects and solve practical problems.

Refined strategies and clever use of policies to alleviate poverty

He regards poverty alleviation as an important political task. While implementing the spirit of poverty alleviation of the Party Central Committee, local governments, provincial and municipal governments, A lot of work has been done in “real poverty alleviation” and “real poverty alleviation”, and gratifying results have been achieved.

Deploy a strategy to tackle tough problems. Since 2019, the "Division of Responsibilities for Poverty Alleviation Cadres of Tongyu Branch" has been established and implemented, and a problem list and task list management mechanism has been implemented to clarify the responsibilities and completion time limits from the president and vice president to various departments and outlets to ensure Everyone takes responsibility and everyone fulfills their responsibilities. He visited every household in the poor village to conduct on-the-spot investigations to understand the actual situation. He combined local reality and the unified arrangements of the local government, organized manpower and material resources, made full use of relevant internal industry policies, comprehensively implemented poverty alleviation policies and measures, and achieved phased results in poverty alleviation work. At the end of 2019, all 253 people in 130 poor households in Yaodong Village, Baozhanyu Town, were lifted out of poverty. All 98 people from 56 poor households in Xiguan Village, a non-poor village, have been lifted out of poverty. Yaodong Village presented the bank with banners twice to express its gratitude for the assistance work.

Promote "direct assistance" support. Since 2019, the bank has directly issued loans of 10.91 million yuan to registered poor households, directly benefiting 2,700 registered poor people; it has provided 340.38 million yuan in industry and project loans, leading to 3,018 registered poor people; Other targeted poverty alleviation loans amounted to RMB 16.89 million, helping 715 registered poor people through dividends or employment. Since 2019, a total of 16.89 million yuan more in other personal targeted poverty alleviation loans have been issued, benefiting 715 people in poverty. By the end of March 2020, the bank's targeted poverty alleviation loan balance was 722.97 million yuan, an increase of 24.08 million yuan from the beginning of the year; it helped 8,436 registered poor people, an increase of 93 from the beginning of the year.

Precise loan placement. In accordance with the relevant requirements of the provincial and municipal banks and local governments on targeted poverty alleviation, he signed the "Tongyu County Poverty Alleviation and Development Office and Tongyu County Agricultural Bank of China Poverty Alleviation Microcredit Cooperation Agreement" with the county Poverty Alleviation Office. The county government deposited 200 yuan in risk compensation funds in advance. Ten thousand yuan has been allocated to small-amount poverty alleviation loans in Zhanyu Town, Xinfa Township, and Baolawendu Township in Tongyu County. Since 2019, a total of 134 small-amount poverty alleviation loans have been issued, with an amount of 3.24 million yuan. Using "Jinong Animal Husbandry Loan" as a carrier, we will increase investment in financial services for new agricultural business entities such as family farms and large professional households, so as to help poor families increase their income and become rich. Help poor villages follow the industrial development path of "companies, cooperatives, and large breeding households" and help poor households get rid of poverty through the establishment of an industrialized pattern of animal husbandry. At the same time, we actively explore new sustainable industrial and project poverty alleviation models to closely drive the stable income increase and poverty alleviation of poor households. Focusing on industrial development and relying on industry and project customer groups, we strengthen communication and collaboration with poverty alleviation departments at all levels and increase the use of new energy. The financial support for the construction of wind power projects and photovoltaic projects has stimulated the employment and entrepreneurship of poor households in the development of service industry projects. Since 2019, a net increase of 340.38 million yuan in targeted poverty alleviation loans for industries and projects has been issued, helping 3,018 people live in poverty. Through a series of loan support, the Agricultural Bank of China has expanded its business areas, benefited enterprises and people, and achieved great success.

? Obtain support and achieve win-win results in poverty alleviation.

As the saying goes: Understanding is the greatest support, and support is the greatest understanding. This sentence has become Gao Hongliang's mantra, and he has also performed it to the extreme with his actions.

Family understanding. Gao Hongliang did not take a break for a whole year from March 2019 to March this year. He often went to poverty alleviation sites during the day and returned to his unit at night to hold meetings to study the work of the bank. He also led the vice president and middle-level cadres to take turns to go deep into the front line of poverty alleviation. It truly achieves "five plus two white and black". In May last year, in accordance with the unified regulations of the county party committee and county government, the top leaders of all units and departments must serve as leaders of the poverty alleviation leading group.

The main county leaders arranged for him to serve as the team leader of Xiguan Village, Zhanyu Town, and required him to go to the village on time at 8:30 every morning to take charge of related poverty alleviation work, and he could not leave the village until 5:00 in the evening. At the beginning of 2020, the county government asked him to perform his duties until the completion of the national poverty alleviation inspection and acceptance, and he must also bear full responsibility for problems found during the inspection and acceptance. This put him in a dilemma, but considering his relationship with the government and its trust in him, he had no choice but to accept it, straightened out his responsibilities for bank operations and poverty alleviation, and mustered up the courage to take on this responsibility.

Sometimes when I go to Baicheng City for a meeting, I don’t even have time to go home. As time went by, his lover began to not understand, and often blamed and questioned him: Why is the countryside so attractive that he doesn't even go home during holidays? The 74-year-old mother, who could not see her eldest son, also complained repeatedly. One weekend, he took his wife to Tongyu County and took her to a poor village, where she worked in a poor household's home for two days with the aid team. This allowed her to experience the poverty alleviation policy first-hand, and made her lover understand the arduousness and urgency of the poverty alleviation task. , understood his difficulty, and fully reported the truth to his mother-in-law after returning home. Now the whole family fully supports his work.

Government support. Hard work pays off. Tongyu Branch was recognized by the inspection team of the head office after the central poverty alleviation inspection and rectification work, and the Tongyu County Branch was highly praised; Tongyu Agricultural Bank of China’s poverty alleviation work was recognized by the main leaders of the county party committee and county government, and was given high praise in the work Agricultural Bank of China has a lot of support and tilt.

With the help of the government, 13 problematic loans related to a certain company were resolved; he found the main leaders of the county, and in 2020, the county’s special financial account added another 200 yuan to the bank’s deposits. The bank's institutional corporate deposits now exceed 600 million. The Luneng wind power project was settled in Tongyu, and the county leaders immediately recommended opening an account with the Agricultural Bank of China. Due to the incomplete preliminary procedures of the company, syndicated loans were not available. To implement, Gao Hongliang approached the county leaders to coordinate relations with all parties. The county government made an exception and provided relevant certification materials in advance, prompting the Agricultural Bank of China to successfully complete the loan disbursement of 300 million yuan in a timely manner and seize the commanding heights; at the beginning of the year, in order to market the listed company Muyuan Group, he coordinated with the county government, and obtained the support of superior banks to achieve success. At present, the enterprise has opened an account with the Agricultural Bank of China, and its slaughtering, fresh-keeping and other factories and workshops are under construction. The 50 million yuan loan applied for by the Agricultural Bank of China has also been submitted to the provincial bank for approval; Chen Yanhong, chairman of the Tuanjie Township Rice Planting and Processing Cooperative, August 12, 2016 I applied for a 7 million yuan mortgage loan for rural land contract management rights from the Agricultural Bank of China. The loan term is 5 years, and the loan principal and interest are repaid every year. Rectification and restoration of vegetation ecology have resulted in a reduction in planting area and income, making it impossible to repay the loan in full when it expires. He found the main leaders of the county and got the government's understanding and support. In order for the Agricultural Bank of China to recover the loan in time, when the county's financial funds were very tight, he paid the cooperative's government compensation fund of more than 2 million yuan in a timely manner and resolved the loan. risk.

Evidence of results. At the end of 2019, the bank's two deposits have been at the forefront of the seven branches (departments) of the Agricultural Bank of China in the city. Among them, the balance of personal deposits was 1.079 billion yuan, an increase of 208 million yuan from the beginning of the year; the average daily balance was 976 million yuan, an increase of 152 million yuan from the beginning of the year. . The intermediary business income was 5.05 million yuan and the operating income was 59.74 million yuan. The profit before provision was 37.74 million yuan; the profit after provision was 74.23 million yuan. Five employees have been commended by the provincial and municipal banks; one party branch has been named as an advanced party branch by the provincial bank; "Spring Action" ranked first in three assessment indicators and two indicators in the evaluation of seven branches (departments) in the city. One indicator ranks second. Comrade Sun Chunguo, member of the Provincial Party Committee and Vice President, visits Tongyu County Branch every month for investigation and guidance, and has repeatedly conveyed the opinions of Comrade Jing Jingdong, Secretary of the Provincial Party Committee and President, on the party building, poverty alleviation, and business operations of Tongyu Branch. Absolutely.

As all the poor villages in Tongyu County are lifted out of poverty, it will surely create favorable conditions for optimizing the loan environment and accelerating the pace of serving agriculture, rural areas and farmers. Financial poverty alleviation is a great cause that will serve the present generation and benefit the future.

History will remember these active practitioners and hard-working pioneers in the fight against poverty.