Business philosophy of Jiangmen Ronghe Rural Commercial Bank Co., Ltd.

Management and reform have achieved leap-forward development

Since the unification of legal person, urban union has been adhering to the business philosophy of "market-oriented, customer-centered and benefit-oriented", identifying the focus of work, grasping the growth point of benefit, refining the key points of development, improving the internal governance structure and paying close attention to risk prevention and control, and constantly improving the external image and service quality. All industries have developed steadily and the scale is growing day by day. The loan balance was 8.34 billion yuan, and the ratio of non-performing loans (Grade 5) dropped to 3.97%. Operating profit has increased by more than ten times compared with 26. At the same time, the urban union is committed to a series of reforms: in March 28, it completed the capital increase and share expansion of 35 million yuan, and in June of the same year, it successfully obtained the redemption fund of 27 million yuan from the central bank's special bills; At the end of 21, the request for the establishment of rural commercial banks was approved by the provincial government. On October 3, 211, the founding meeting and the first shareholders' meeting of Jiangmen Ronghe Rural Commercial Bank Co., Ltd. were successfully held, and various laws and proposals were reviewed and passed, and the first board members and the first board of supervisors were elected. On November 29th, 211, Jiangmen Ronghe Rural Commercial Bank was approved by Guangdong Banking Regulatory Bureau, which marked a new chapter in the rural credit business in Jiangmen City with a history of nearly 6 years. On December 5, 211, Jiangmen Ronghe Rural Commercial Bank Co., Ltd. was successfully listed for business.