How the elderly can prevent being scammed

If the life stages are divided according to making money and spending money, then the first one-third and the last one-third of a person's life belong to the spending stage, that is, birth, education, retirement and old age, and only the middle One-third of the income is the process of making money, and the money earned in this process must be able to afford the expenses of one's own retirement and the education of future generations.

Of course, many elderly people are now starting to invest in retirement in order to reduce their financial burden. Financial risks and health risks are the two main risks faced by people in old age. For example, financial traps represented by telecommunications fraud and money fraud are the same as consumer product traps, which may put people's later life in crisis.

For example, in recent years, there has been a relatively popular financial management trap - the elderly apartment project. In many places, illegal fund-raising under the cover of the elderly apartment project has been exposed, and some elderly people have been deceived and lost all their money. The elderly choose senior apartment projects firstly because they are tempted by high interest rates, and secondly because they think they may live there in the future, which is very attractive to the elderly.

In order to effectively prevent and manage the financial risks of the elderly, the elderly need to take "financial management" courses and strengthen their risk identification abilities!

It is very good for the elderly to be aware of fraud prevention, but some people are "fearful of being bitten once by a snake for ten years" and refuse all financial products. In fact, a big misunderstanding among the elderly when it comes to retirement care is holding money.

From the perspective of financial management, money does not provide for retirement. Existing assets must maintain and increase their value through effective investment methods without depreciation, so as to resist the impact of inflation and ensure the purchasing power to meet effective demand.

On the premise of preserving their principal, the elderly should also have the awareness to earn income. How to choose effective and reliable financial products?

1. Investment in financial products based on physical assets to maintain value. Tangible assets such as real estate and gold are more practical than investing in a bunch of short stocks.

2. Choose a safe and reliable financial management platform and ensure that the operation of the platform is reasonable and standardized. Generally speaking, standardized and reliable Internet financial platforms are usually reviewed and evaluated, which is equivalent to giving the elderly a reassurance when investing.