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Personal deeds of outstanding young people in the bank
Personal deeds of outstanding young people in the bank
She is bold and careful in management, wise and courageous in marketing, precise and efficient in business, and ahead of the industry in innovation. Below I will share with you the personal stories and articles of outstanding young people for reference. You are welcome to read them. Develop and innovate smartly to win the market, lead the industry and strive for the best
She is bold and careful in management, smart and courageous in marketing, precise and efficient in business, and leads the industry in innovation. Since serving as the main person in charge of the housing finance business department (hereinafter referred to as the housing finance department) of Guangzhou xxx Branch in 20xx, Comrade Chen xx has led the housing finance business team to overcome obstacles and move forward courageously with his super strong work and management capabilities, achieving impressive results and harvesting No great achievement.
From 20xx to 20xx, the personal loan center of xx branch led by her was rated as the top 100 xx in housing finance business by the head office for three consecutive years; from 20xx to 20xx, the personal loan center of xx branch and provident fund housing loan The balance has ranked first in the industry's market share for three consecutive years, accounting for nearly 70% of the second-hand housing loan market. The loan balance and new market share both rank first in the xx industry, and has continued to create a veritable "xx first home" service brand. At the same time, non-performing personal loans have declined for three consecutive years, and the non-performing rate is far lower than the average level of the Guangzhou branch system and even the national system. In the provident fund co-branded card, Fangwei funds, existing housing fund supervision and provident fund project loans to support the construction of affordable housing, etc. Innovative breakthroughs have been made in the business, and it has been awarded as the Excellent Management Innovation Team and the Excellent Major Project Team of xx Branch for three consecutive years; in 20xx, it also innovated the housing provident fund collection marketing assessment model and took the lead in innovating the housing e-tong paid service channel in the Guangx branch system and the industry. , effectively promoted the rapid development of the housing finance business of xx branch.
Due to her outstanding performance, from 20xx to 20xx, she was successively rated by the head office as "Advanced Individual in the Real Estate Gold Line Contribution Competition", "Housing Provident Fund Financial Service 20 Years of Housing Financial Service Model", and "Top 100" Personal Business Account Manager?. Since joining the work, she has also been awarded the "Top 100 Account Managers" of the Guangzhou Branch three times, and the "Advanced Individual in Real Estate Financial Business", "Advanced Individual in Asset Preservation" and "Advanced Worker in Statistics" of the Guangzhou Branch once respectively. , won the title of "Advanced Worker", "March 8th Red Flag Bearer" and "Outstanding Female Employee" of xx Branch for many times. Her advanced deeds were selected as the top ten deeds of Guangzhou Branch in 20xx - Female Charm and Development of CCB.
The flowers in Luoyang are like brocade in March, and it takes a lot of effort to weave them. Behind the honor lies her countless hard work and dedication. Grasp management scientifically and carefully
In July 20xx, she took office as the main person in charge of the housing finance department of xx branch. At that time, many doubts came to her: Can she manage a team like the housing finance department well? In response to difficulties, Comrade Chen xx carefully investigated and analyzed calmly, and proposed management ideas to improve system managers and optimize processes to save people. In more than three years, she personally presided over the formulation and improvement of more than a dozen rules and regulations, clarifying the responsibilities of each department's positions; formulating the department's refined management rules and the department's point management implementation rules for minor violations; promulgating department floating performance appraisal methods and department quarterly pacesetters Evaluation methods; sort out and optimize the post-loan business operation process and county branch provident fund portfolio loan operation process; compile the personal loan mortgage operation manual and the personal loan overdue management operation manual; innovate the form-based work promotion method and adhere to the "one thing, one form" approach. , everything has a response, everything must be implemented, etc. She uses the system as a guarantee, rewards those who work hard and punishes those who are lazy, rewards those who are good and punishes those who are poor, strictly enforces operating procedures, pays close attention to the implementation of the system, improves execution, and creates a team work atmosphere with fine management and excellent work style in the department.
Driven by her strict and meticulous management and resolute work style, the housing finance business of xx branch has developed in an unconventional and leap-forward manner in recent years. At the end of 20xx, the balance of credit assets (including corporate loans, personal loans and housing provident fund loans) managed by the housing finance department of xx branch exceeded the 10 billion mark, reaching xx836 million yuan, double that of 20xx. At the same time, the asset quality is excellent, and the non-performing amount of corporate loans is zero. She has won high recognition from leaders and colleagues with her outstanding performance and harmonious and progressive team culture.
Doing marketing with both wisdom and courage
Longcheng xx is the second largest city in Guangzhou. In recent years, nearly 20 financial xx have competed to join. You can imagine the fierce competition! As the main person in charge of the department, She is both a commander and a combatant, taking the lead in going to the market, visiting customers, and doing marketing, and is at the forefront.
In order to increase and stabilize profits, she serves customers by example. When business marketing encounters difficulties, she steps forward and leads the team to persevere and attack bravely. In 20xx, xx City launched a new regulatory capital business for existing housing transactions, and various commercial banks eagerly competed to grab this attractive piece of "cake". In order to strive for the exclusive right to undertake the business, Chen xx led the account manager to continuously communicate and explain with relevant government departments. Faced with doubts and industry disruption, she finally impressed the leaders of the Municipal Construction Committee with her sincerity and professionalism and won the exclusive right to undertake the business, making xx The branch has become the only financial branch in Guangzhou to exclusively undertake this type of business. Since the city's first second-hand housing transaction fund supervision business was launched in May of that year, the average daily deposit of supervisory funds exceeded 100 million yuan by the end of the year. The housing fund deposits of xx branch increased by 217 million yuan in 20xx, and xx completed the new tasks assigned by the superior bank. %. Many brother branches from inside and outside the province have come to xx to learn business experience.
In order to market the personal loan business, she worked hard and led her employees to market, reserve projects, and expand business. She worked tirelessly to scan real estate across the city, using service quality and business efficiency to compete for market share and win customer reputation. , her hard work is known to everyone in the local real estate industry and peers. Many colleagues both hate and respect her. They hate her because she is too capable and grab too much business market share. They can only watch CCB become the dominant player every year. They hate her because she is too dedicated and say that CCB has a similar reputation. She is such a "hard-working Saburo", it is difficult not to be the first in mortgage loans. ?If you want to buy a house, go to CCB? The brand has become a household name in the local area, and CCB's personal loan mortgage business has also become a benchmark for the local industry. Do business professionally and efficiently
The competition among banks is a competition of products and efficiency, but in the final analysis it is a competition of personnel quality. No matter how busy he is at work, Chen xx insists on using his rest time to study and strive to become an expert. Her solid business knowledge and rich work experience enable her to have a clear understanding of market changes.
From 20xx to 20xx, the credit scale was very tight. She was keenly aware of the market demand and led her employees to take the lead in innovative use of "entrusted financial products" and "asset income rights financial products" in the Guangx area in the shortest possible time. ?, successfully supported a 470 million yuan affordable housing construction project in xx City, solved an urgent need for customers, and created an intermediary business income of 26.5 million yuan. It not only won good social benefits, but also created considerable economic benefits. The person in charge of the company said emotionally: China Construction Bank tried its best to help us in our most difficult time, and we must repay the favor. From now on, all the company's business will go to CCB.
At the end of 20xx, the xx Municipal Construction Committee plans to draft and promulgate the xx Municipal Pre-sale Fund Supervision Measures. After receiving the news, Chen xx fully grasped the initiative in the work, actively contacted and communicated with the Municipal Construction Committee, and issued professional suggestions, which was highly praised by the leaders of the Municipal Construction Committee. She also became the only banker invited to participate in the drafting of pre-sale fund supervision measures in xx City, and all her professional suggestions that were beneficial to our bank were adopted. In September of the same year, xx was approved to become a pilot city for provident fund project loans. Several local banks immediately extended an olive branch to provident fund management company for business cooperation. Whether it can undertake the first business is not only related to CCB's traditional dominant position in the field of entrusted housing finance, but also related to CCB's corporate image of fulfilling social responsibilities, and even more related to future business cooperation with provident fund management xx.
Faced with pressure, Chen xx organized account managers to write a special financial service plan as quickly as possible, while actively lobbying the provident fund management xx leadership. After successfully shortlisting the business undertaking bank, he led the account manager non-stop to prepare loan application materials. However, since provident fund management xx had never handled provident fund project loans and did not understand many business processes, Chen xx took the initiative to explain and patiently explained Through thorough communication, we strived for the support of cooperative units, bought time for business declaration, and successfully obtained approval. In July 20xx, another 30 million yuan housing provident fund-supported affordable housing construction project loan was successfully issued in xx city and Guangx branch system before its peers.
The staff of the xx City Provident Fund Management Center said sincerely: China Construction Bank is still at a high level, surpassing other banks. The successful handling of this business has also accumulated valuable experience for Guangx Branch to handle similar business in the future. Leading the industry in innovation
As a manager and business expert, Comrade Chen xx is well aware of the driving role of innovation in development. Since 20xx, she has led the team to improve service efficiency through innovation, win customer projects through innovation, and win social and economic benefits through innovation. Among them, 5 business innovations are leading in the Guangx branch system, and 2 innovative businesses are the first of its kind in the regional industry. Together with her team, she innovatively handled the first entrusted loan business of Guangx Branch to support the construction of affordable housing projects; the first "asset income rights financial product" for the construction of affordable housing projects in Guangx Branch; the first successful success in the Guangx Branch system The pilot launch of the personal loan process tracking and management system improves the efficiency of personal loan business and lays a solid foundation for continuing to maintain the "xx First House" service brand.
She led the team to work with the xx Housing Provident Fund Management Center to innovate the housing provident fund to support the construction of affordable housing, made outstanding contributions to xx branch becoming the first commercial bank to sign a contract with xx for this business, and successfully handled the Guangx branch system The first loan in the industry in xx is also the first housing provident fund-supported affordable housing construction project loan; jointly launched the new housing provident fund co-branded card business with the xx Municipal Provident Fund Management Center; exclusively cooperated with the xx Municipal Construction Committee to create the first second-hand housing fund supervision business and existing housing fund supervision Process optimization was included in the innovation project of the head office in 20xx, enabling xx branch to successfully obtain the qualification to supervise existing housing transactions in xx city and become the city's exclusive pilot cooperative bank. In May 20xx, it launched the first second-hand housing transaction fund supervision business in xx city. The average daily deposits of regulatory funds exceed 100 million yuan, which has effectively promoted the rapid development of the housing fund deposit business of xx Branch and even Guangx Branch; it is also the first to launch Fang e-Tong (xx site) in Guangx District, leading the personal loan business into the electronic era.
Innovation-driven, striving for the best. Comrade Chen xx, with her bold and innovative courage and courage, has won more opportunities for the housing finance business of xx branch, seized many business development initiatives, and won high praise from the superior bank management departments and leaders at all levels. She and her team have also received many honors.
This is Chen xx. She loves CCB, works hard to manage, and seeks development with her heart and wisdom. She is loyal and dedicated to CCB’s career without any regrets!
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