My family is seriously ill. How can I get the money from the bank card?

When a family member is seriously ill and needs to withdraw money from a bank card, first of all, it needs to be clear that such an operation involves the transfer of funds and the property rights and interests of the family member, so we must act cautiously to ensure that the operation is legal and compliant.

Before withdrawing money from the bank card, you must first obtain the explicit authorization of the seriously ill family members. This can be achieved through a written power of attorney, which should clearly state the key elements such as the purpose, the amount and the identity information of the authorized person. The power of attorney needs to be signed by the seriously ill family members in person, and if possible, the doctor or relevant medical institution can prove that he is sober when signing.

After you have the power of attorney, you can take your ID card, ID card of seriously ill family members, bank card and power of attorney to the bank counter or online bank for retrieval. In the process of handling, the bank may require the seriously ill family members to issue medical certificates to verify the authenticity of their illness and authorization.

In addition, in order to avoid possible disputes and misunderstandings, it is recommended to fully communicate with family members or other relatives before withdrawing money to ensure that they have a clear understanding of this operation and reach an agreement on the purpose and distribution method of withdrawing money.

To sum up, to withdraw money from bank cards when family members are seriously ill, we must follow the principle of legality and compliance, ensure the explicit authorization of family members, and provide necessary supporting documents. During the operation, keep good communication with family members to avoid unnecessary troubles and disputes.

Legal basis:

Contract law of the people's Republic of China

Article 397 stipulates:

The trustor may specially entrust the trustee to handle one or more affairs, or generally entrust the trustee to handle all affairs.

This provision clarifies the legality of the principal-agent relationship and provides a legal basis for bank cards to withdraw money.

Measures of People's Republic of China (PRC) Municipality on the Administration of Bank Card Business

Article 28 provides that:

Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

Although this provision emphasizes the exclusive use of bank cards, it does not rule out the possibility of others using bank cards on behalf of cardholders under certain circumstances. Therefore, it is in line with the regulations to withdraw bank card money on behalf of seriously ill families.