Songyuan House Purchase Subsidy

@ Songyuan people who want to buy a house, Songyuan City’s 2022 Summer Real Estate Fair will open in one day! Do you know these government preferential policies? Songyuan City’s 2022 Summer Real Estate Fair will start on July 9, 7 It will end on March 13th and will be held at the Sinking Plaza of Xintiandi Shopping Park in the Middle East. The housing fair is sponsored by the Songyuan Municipal People's Government, hosted by the Songyuan Municipal Housing and Urban-Rural Development Bureau, and co-organized by 14 units including the Songyuan Municipal Party Committee Propaganda Department, Songyuan Municipal Financial Work Office, Songyuan Municipal Education Bureau, Songyuan Municipal Public Security Bureau, and Songyuan Municipal Finance Bureau. , exclusively sponsored by Songyuan Huazhong Real Estate Development Co., Ltd., allowing you to enjoy a high-quality, real and affordable home buying feast. 1. House buyers who meet the housing purchase subsidy for farmers in cities will be subsidized in full for the deed tax and real estate registration fees paid; and those who purchase newly built commercial houses will receive a financial subsidy of 100 yuan in cash per square meter and other preferential policies. 2. Migrant workers with out-of-town registered permanent residence who have obtained a residence permit in Songyuan City and have no fixed employer can, according to their personal wishes, participate in employee medical insurance as a flexible employee and enjoy the benefits of Songyuan City employee medical insurance, or participate in Songyuan City’s urban and rural residents’ medical insurance and enjoy the benefits of Songyuan City’s urban and rural residents Medical insurance benefits for urban and rural residents. 3. House buyers in the province who meet the housing purchase subsidies for farmers in cities can participate in the basic pension insurance for enterprise employees in Songyuan City after purchasing a house in Songyuan City and applying for a residence permit. 4. The children of house buyers who meet the housing purchase subsidies for farmers in cities, regardless of whether they are employed in urban areas, will enjoy the admission and transfer policies of compulsory education schools (primary schools and junior high schools) for the children who follow them. 5. Migrant farmers who meet the conditions for individual voluntary deposits in cities can contribute to provident funds and enjoy preferential interest rates on housing provident funds when buying a house. 6. Enjoy free employment information and policy consultation, and provide free career guidance and job introduction services to farmers who have registered to purchase houses as job seekers. 7. If a home buyer who meets the requirements of tax-related policies and is eligible for farmers’ housing purchase subsidies in cities is engaged in self-employment, starting from the month of registration as an individual industrial and commercial household, the limit is 14,400 yuan per household per year within 3 years (36 months). The actual value-added tax, urban maintenance and construction tax, education surcharge, local education surcharge and personal income tax that should be paid in that year will be deducted in turn. 8. Periodically reduce the down payment ratio of provident fund loans. Before December 31, 2022, if an employee applies for a Provident Fund personal housing loan for the first time, the minimum down payment ratio shall not be less than 20; if an employee applies for a Provident Fund personal housing loan for the second time, the down payment ratio shall not be less than 30. 9. For families who own one house and have paid off their house purchase loan, and apply for another loan to purchase a house in order to improve their living conditions, banking financial institutions will implement the first home loan policy, and the Municipal Housing Provident Fund Management Center will apply for a loan before December 31, 2022. If you apply for a housing provident fund personal housing loan for the second time, the loan interest rate will be the interest rate of the first housing provident fund personal housing loan in the same period. 10. The Municipal Housing Provident Fund Management Center and commercial banks can cache and defer payments for units, employees and individuals who are unable to make normal deposits and repay housing loans due to participating in epidemic prevention and control or being infected with COVID-19. The period shall not exceed September 30, 2022. . The cached and deferred payment periods will not be reported to the credit reporting department as overdue records, and those that have been submitted will be adjusted. 11. Continue to implement the flexible housing provident fund portfolio loan model. To purchase personal housing with loans, you can use provident fund, commercial portfolio loans and housing provident fund family portfolio loans. House-purchasing family members include parents, children, and spouses, and family portfolio loans are limited to 2 people who can repay the loan at the same time. The policy implementation deadline has been extended from June 30, 2022 to December 31, 2022.