How to use the money in the medical insurance card to go to the hospital?

When you see a doctor in a hospital, you only need to show your medical insurance card and valid documents, and the medical insurance system will automatically deduct the medical expenses. If the balance of medical insurance is insufficient, it needs to be paid first, and then the medical insurance will be reimbursed.

Using medical insurance card to see a doctor is the most convenient and common way at present. When you are hospitalized, you only need to hand over your medical insurance card and valid ID card to the hospital window, and the money will be automatically deducted from the background, generally without other formalities. In some areas, the policy of "credit card reduction and exemption" is implemented, that is, patients pay by credit card in outpatient and emergency departments with medical insurance cards and enjoy relevant policy reduction and exemption. However, it should be noted that different regions have different medical insurance policies, reimbursement rates and restrictions. Before using the medical insurance card, it is recommended to consult the relevant policies and ask the hospital financial staff to avoid misunderstanding or cost disputes. At the same time, if the balance in the medical insurance card is not enough to pay all the expenses, the patient needs to pay part of the expenses, and then the medical insurance system will reimburse the remaining expenses. Therefore, the use of medical insurance cards also requires a certain degree of economic affordability.

What if the money in the medical insurance card is stolen and swiped? If you find the medical insurance card stolen or lost, please report the loss to the local social security agency immediately. At the same time, timely report to the police and issue relevant certification materials in order to recover the losses. In this process, it is suggested to consult the opinions of hospitals, social security departments and other relevant units in order to deal with improper disposal and losses in a timely and effective manner.

Using medical insurance card to see a doctor is the most common and convenient way at present, but we need to pay attention to the medical insurance policies and implementation rules in different regions. If the balance of the medical insurance card is insufficient, you need to pay part of the expenses yourself and then be reimbursed by the medical insurance. If the medical insurance card is stolen, you should report the loss as soon as possible and seek the assistance of relevant units.

Legal basis:

Article 13 of the People's Republic of China (PRC) Medical Insurance Law * * * The ownership of the medical insurance fund paid by employees and residents belongs to the payer and is used to pay medical expenses.