How to improve the sense of case prevention responsibility of banking employees

The first is to strengthen the management of the responsibility system for case prevention and control. The Bank strictly abides by the case prevention and control responsibility system management mechanism of "who is in charge, who is responsible" and "the top leader takes overall responsibility" ~ by deepening the responsibility system management ~ refining the decomposition of responsibility objectives ~ signing responsibility letters step by step ~ implementing work tasks step by step ~ insisting on annual assessment and other ways ~ and strives to build a more systematic and perfect responsibility system network system. Implement the case prevention work in the form of responsibility system to every institution, every department and every important post ~ incorporate the case prevention work objectives into business management activities ~ and assess them together with the annual president's business responsibility objectives. Where economic cases occur, the branches will deduct points from the assessment score of the president's business responsibility target in that year, and the relevant personnel will be held accountable in strict accordance with the relevant provisions of the Bank. At the end of the year, the implementation of the case prevention responsibility system will be assessed, and the outstanding branches will be commended and rewarded. The application of the assessment mechanism combining positive and negative incentives has enhanced the sense of responsibility for case prevention of managers at all levels within the jurisdiction, and further improved the comprehensive ability of case prevention of the whole bank.

The second is to strengthen the construction of moral defense line for case prevention and control. Case risk prevention and control ~ human factors are the key ~ once people's ideology deviates ~ no matter how strict the system is, it can be found organically. Our bank adheres to the people-oriented principle ~ strengthens education and guidance ~ adopts the form of training and education on professional ethics and discipline for new employees ~ conducts case warning education and compliance education for on-the-job employees ~ conducts special anti-corruption party courses for managers ~ and strives to build a strong ideological defense line. Through publicity and education ~ strengthen employees' familiarity with the code of conduct and prohibition of this post ~ always know clearly what to do

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Remember what not to do ~ eliminate the ideological root of the case in time. Last year, the Office of the Leading Group held XX training courses on professional ethics and discipline for new employees, organized XX warning education visits and learning activities, and educated XX middle-level managers, and forwarded and made XX copies of learning notification materials for cadres and employees in various departments and offices to learn and use. Branches and branches creatively carry out a number of ideological education activities in combination with reality ~ in order to achieve? The annual work target has laid a solid foundation.

Third, attach importance to and give play to the overall linkage effect of case prevention work. Case risk prevention and control is a long-term and arduous task ~ involving a wide range. All departments and institutions of the Bank adhere to the principle of "responsibility for defending the land" ~ front, middle and back offices are integrated ~ all links are strictly controlled ~ case risks are comprehensively investigated and prevented. First, implement the "Thirteen Opinions" and "Ten Linkages" requirements of the CBRC, and standardize operational risk management ~ The Legal and Compliance Department takes the lead in conducting a major inspection of operation and management focusing on preventing operational risks. II. Implementing the Guidelines on Professional Conduct of Employees in Banking Financial Institutions ~ Preventing and Controlling the Potential Risks of Cases ~ The Office of the Leading Group for Case Prevention organized a special investigation on the professional conduct violations of bank employees and the social financing risks of bank employees. Third, it reflects the regulatory requirements ~ pays attention to risk control ~ The Audit Department has taken the lead in carrying out special audits such as "Follow-up audit of problems found in internal and external and departmental audits" and "Audit of operational risks of counter and credit business" ~ and conducted internal control audit evaluation on XX Branch. Fourth, in order to control and guard against accounting risks, the operation and management department conducted an operation and management inspection of XX branch's XX business outlets to understand and master the internal control of various business institutions, and revealed the problems existing in counter operation, payment and settlement, accounting and internal control management activities. Fifth, other business management lines and branches have extensively carried out a number of inspections and surprise inspections in combination with their respective work, which greatly enhanced the bank's ability to prevent and control case risks.

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Fourth, fully implement the spirit of CBRC 127 document. The document number is CBRC 127, which is a special document. Its main content is to strengthen the basic work of case prevention and control in banking financial institutions, and strictly carry out counter business operations, including the work requirements and specific measures for staff rotation in important positions, reconciliation and case risk audit. The Bank fully implemented the spirit of CBRC 127 document, and focused on four aspects: First, timely organized special inspection and audit of counter business focusing on preventing counter operation risks. The second is to strengthen centralized reconciliation management. Comprehensively transform the bank-enterprise reconciliation system ~ add the function of centralized reconciliation of internal accounts ~ conduct comprehensive centralized reconciliation of inter-agency internal accounts, and conduct daily reconciliation and monthly reconciliation of domestic and foreign interbank accounts deposited in the central bank. The third is to strengthen the rotation management of personnel in important positions. Formulated and promulgated the Interim Measures for the Rotation of Personnel in Important Positions of XX Bank ~ carried out the rotation of XX tellers and XX authorized accountants ~ strengthened the control and checks and balances on the business risks of accounting counters. The fourth is to strengthen the case risk audit. Newly formulated and promulgated "Administrative Measures for Audit of Case or Operational Risk of XX Bank (Trial)" ~ Case risk is incorporated into daily audit activities ~ The important role of internal audit in case prevention and control is actively played ~ Illegal operation behaviors are stopped and corrected in time ~ Case hidden dangers are eliminated.

5. Seriously investigate and deal with violations of discipline. Last year, we severely investigated and dealt with major irregularities of managers and instructed subordinates to handle business in violation of regulations. Through the punishment, the attitude and determination of the Party Committee are fully demonstrated, the seriousness of laws and regulations is maintained, and the employees of the whole bank are warned and educated.

Do a good job in all kinds of safety work, pay close attention to the new situation, new characteristics and new trends of banking safety work ~ closely integrate with reality ~ implement specific measures of safety work ~ realize no safety liability accidents throughout the year. First, strictly implement the management of the responsibility system for safety work. Sign the "Safety Work Responsibility Letter" layer by layer, and form it layer by layer.

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Interlocking safety responsibility network system ~ strict assessment ~ strict rewards and punishments. The second is to improve the security system. Rectify and improve the rules and regulations that do not meet the needs of the current work. The third is to complete the transformation of the monitoring center and alarm networking system of the head office. The treasury of the head office realizes the digital management of cash box circulation. The fourth is to carry out safety drills. Always keep a high degree of vigilance ~ effectively improve civil air defense skills. Fifth, comprehensively manage social security. Implement public security responsibility ~ strict management ~ careful investigation ~ implement rectification ~ eliminate unsafe factors ~ ensure the safe operation of the whole bank.