What is the medical insurance bought in kindergarten?

Children's medical insurance belongs to commercial medical insurance, which generally includes accidents, diseases, serious illnesses and serious illnesses. If the insured is in danger during the insurance period, the insurance company needs to make claims and pay compensation according to the contract. Xue Ping insurance is a kind of insurance for kindergartens, primary and secondary school students and college students. The premium is relatively low and the protection is relatively complete. However, at present, schools are not allowed to buy insurance on behalf of the CBRC, and they need to contact insurance companies for insurance.