What does it mean that the bank card is controlled by the wind?

Risk control is risk control. The risk control list is estimated to be those industries and individuals with high risks, reminding banks to be cautious in lending. In a narrow sense, it is the risk identification and prevention in the process of pre-loan credit granting and the risk identification and control in the process of post-loan principal and interest recovery. So the bank has a risk control list. When banks think that the listed units or individuals are at risk of default, they will lend cautiously or refuse to lend, or raise the loan interest rate. Credit cards will be downgraded, stopped, restricted, or abnormal.

: 1. Risk control is the core of finance. Risk is accompanied by the whole process of project implementation. The emergence of risks will increase the cost of the project, slow down the progress of the project, and have a great impact on the completion quality of the project, thus affecting the expected income of investors. Therefore, it is necessary to analyze the project risk and discuss how to control it.

2. Risk control includes: decision-making risk, project feasibility study risk, decision-making system risk, investment cost control risk, investment system risk, project legal person responsibility system risk, project construction evaluation risk, post-construction evaluation system, risk control measures before investment, implementation of risk control in investment and remedial measures after risks occur, and formulation of internal risk control system. The four basic methods of risk control are: risk avoidance, loss control, risk transfer and risk retention.

3. With the rapid development of financial innovation and global financial transactions, the international financial market turmoil intensifies, and financial crises of different degrees and forms will come back every once in a while. People begin to pay attention to the construction and improvement of the risk control system of financial institutions. Nowadays, most financial institutions have arranged or are implementing the construction of risk control system. However, compared with the international advanced level, the risk control system we have established is still quite backward, and there is still a big gap between us and establishing an effective risk control system to deal with increasingly complex financial risks, so we should catch up.