Is it ok to buy grain from a bank loan and then use it as a loan?

yes. According to the information of official website of Huicai Bar, the purpose of mortgage payment is that the bank can realize the collateral and use it as a loan to repay the account when the loan cannot be repaid. The collateral needs to have a certain value. Therefore, if you buy grain from the bank, you can use the grain as a loan. Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally stipulate interest and repayment date.