When does the bank open?

Banks are basically the same in different regions. "Getting off to a good start" means the beginning of 65438+ 10/every year. Even if the first quarter meets a legal holiday, it is considered a good time to start activities, but some banks have slightly different requirements for a good start according to the different time of the whole first quarter. The general meaning is to supplement loans and create more income from intermediary business, the better.

Therefore, although it seems that every year starts from 65438+ 10/,in fact, during the period from 65438+1 0 to 65438+2 of a year, experienced bank employees begin to reserve business for the next year. It's not just about maintaining relationships here. In order to retain customers in advance, some of them were approved in the previous year, waiting for the loan to be released in June 5438+ 10 next year. Some employees even ask customers to keep loans in their accounts as long as possible, which can be counted as new deposits. Because banks assess employees' deposits according to the daily average, the earlier they deposit, the higher the daily average.

Another question is why banks should have loan-to-deposit ratio, that is, the amount of deposits, so I won't elaborate on the specific proportion. Although how much can be paid in a year depends on the situation of the whole bank in the previous year, there is still a certain floating ratio. In addition, this year's business directly determines the issuance of year-end awards, so it is a good start for every family.

Second, what are the business hours of the bank?

All banks and regions are roughly the same. "Getting off to a good start" means starting at 65438+ 10/every year, even if there are legal holidays. Generally speaking, the whole first quarter is the time to start a good start, but some banks have slightly different requirements for starting a good start according to different times in the whole first quarter, and the general meaning is the same: new deposits are the main ones, supplemented by loans, and the more intermediary business income they create, the better.

Therefore, although it seems that every year starts from 65438+ 10/,in fact, during the period from 65438+1 0 to 65438+2 of a year, experienced bank employees begin to reserve business for the next year. It's not just about maintaining relationships here. In order to retain customers in advance, some began to collect information, hold meetings, hold meetings and defend themselves from the end of last year, waiting for the loan to be released in June 5438+ 10 next year. Some employees even ask customers to keep loans in their accounts as long as possible, which can be counted as new deposits. Because banks assess employees' deposits according to the daily average, the earlier they deposit, the higher the daily average.

Another question is, why did the bank start well? This requires guidance. Banks have a loan-to-deposit ratio, that is, the amount of deposits determines the amount of loans issued by banks, so I won't elaborate on the specific proportion. Although how much can be paid in a year is determined according to the overall operating index of the bank in the previous year, there is still a certain floating ratio. In addition, this year's business quality will affect the ranking of branches in the system and directly determine the issuance of year-end awards, so it is particularly important for banks to make a good start.

3. When will the rural credit cooperatives end at the latest?

The rural credit cooperatives will end on March 3, 2023 at the latest. According to the official information of the rural credit cooperatives, the rural credit cooperatives launched the business competition in the first quarter of 2023 from 1 in October 2023 to 3 1 in March 2023. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.

Fourth, the head office of rural commercial banks made a good start in the New Year.

Hello, dear friend! On the first day, the second day and the third day of the first month, most banks will suspend business. Banks will arrange 1-3 outlets to open for business, and all outlets will open as usual on the fourth day. So should rural commercial banks. During the Spring Festival, the inter-bank transfer business of counters and online banking of major banks will be suspended, and banks have accepted related businesses, that is, the time for the transfer funds to arrive may be delayed until the system is restored. During the Spring Festival of 20 15, the payment and clearing system was suspended 1 time, and the specific time was 17 February 16 to February 20 16, during which the micropayment system and online payment interbank clearing system were suspended; From February 7 16 to February 20 18: 30, the national check image exchange system was suspended; 17 From 20: 00 on February 20th to 20: 00 on February 20th, the electronic commercial bill system was suspended. The rest of the details service phone! I hope it's not blocked. I really hope I can help you. I wish you a happy life again ~ If you have any questions, please ask. If my answer solves your problem, please adopt it effortlessly. Thank you very much? _________? I sincerely wish you progress in your study. If you have any questions about this answer, please ask. If you think my answer is helpful to you, please don't forget to adopt it!