The latest policy of medical insurance

First, the new medical insurance policy is at the latest in 2023.

First of all, the first change will change the standard of medical insurance refund. China has gradually improved the medical insurance system for employees and formulated new reimbursement standards for medical insurance. Hebei, Henan and other places have implemented this new system. According to the new standard, the amount of refund for on-the-job employees is uniformly included in 2% of the payment amount, and the amount of refund for retired employees is calculated according to 2% of the previous year's pension.

Compared with the previous regulations, the refund amount of active employees and retired employees will be reduced. It is expected that this new standard will be implemented nationwide from 2023.

The second change is to improve the treatment level of workers' outpatient service. In some areas, the reimbursement rate of workers' outpatient service has increased, and the minimum reimbursement rate is as high as 50%. The money in the employee's personal medical insurance account can also be used with family members, who can use the money in the account to pay for the new medical insurance.

The third change is to improve the payment standard of medical insurance for residents in some areas, and the increase rate of medical insurance expenses in different areas is different. The increase of medical insurance payment ranges from 350 yuan to 600 yuan, and Changzhou, Jiangsu and other places increase the amount of medical insurance payment to 930 yuan.

The fourth change is to expand the scope of medical insurance services in different places, simplify medical insurance procedures in different places and provide more convenience for residents from 2023. Medical insurance users who live in different places for a long time can continue to use the original account to participate in the insurance, and do not need to return to the handling place regularly to pay the medical insurance account fees, and go through the filing procedures in relevant departments.

The fifth change is to increase the base of employee medical insurance contributions, and the amount of employee medical insurance contributions is linked to employee wages. With the increase of employees' wages, the amount of employees' medical insurance contributions will also increase. Taking Fujian as an example, compared with 202 1, in 2022, the amount of employees' medical insurance contributions increased by 3 16 yuan. Previously, some residents did not know much about medical insurance and did not pay medical insurance fees regularly to participate in medical insurance.

Second, the new provisions of the national medical insurance policy in 2023

Now, with the improvement of material life and living standard, more people begin to pay attention to health problems, and people pay more attention to medical insurance. Everyone may get sick and need to go to the hospital for medical treatment and consumption.

Many people lament that it is too expensive to treat a disease. They had a chance to treat a serious illness, but they had to give up treatment because they had no money to treat it.

In addition to medical insurance, we also need a million medical insurance, which can be used together with medical insurance, so that we are not afraid that some medical insurance can not reimburse the expenses previously reimbursed and have no money to treat diseases.

? 1?