The Development Course of Shaanxi Branch of China Construction Bank Co., Ltd.

Under the leadership of the head office of China Construction Bank, the bank has undergone a historic transformation from a professional bank to a commercial bank, from small to large, and from large to strong. It has always adhered to the concept of "China Construction Bank, building a modern life", taking satisfying customers as its own responsibility, taking science and technology as the guide, actively carrying out financial innovation, and earnestly fulfilling its sincere commitment to serving the country, society and customers. Born by construction, prospered by construction. Shaanxi Branch of China Construction Bank takes supporting local economic construction as its own responsibility, always devotes itself to the development of national economy and the progress of people's life, adheres to steady operation, takes development as the theme, takes the market as the guidance, takes customers as the center and takes structural adjustment as the main line, constantly strengthens its market planning and expansion capabilities, pursues innovation on the basis of tradition, develops various businesses and gradually enhances its service functions, and becomes a modern commercial bank with strong comprehensive strength and perfect functions in the local market.

Shaanxi Branch of CCB has built an advanced science and technology network system, which provides technical support for product marketization, service integration, diversification of means and modernization of tools. It has developed leading fund settlement, dragon card network, counter service, important customer service and modern payment system, and diversified financial products and services. We have successfully built a series of products in China, such as "Le Jia" personal housing loan, "Le Dangjia" personal financial management, "Bai Yi 'an" fund custody, "Hui Win" personal foreign exchange investment, "E-banking", "Dragon" personal gold transaction, "Profit Win" and "Jianxin Wealth", and comprehensively expanded wealth management centers, VIP wealth management centers and personal wealth management centers. The whole bank strives to promote the construction of "customer-centered" service culture, and various financial products and services develop in a diversified direction.

With the successful listing of China Construction Bank in Hongkong on June 27th, 2005, Shaanxi Branch of China Construction Bank has continuously strengthened the business philosophy of "customer-centered", persisted in implementing the Scientific Outlook on Development, adhered to "people-oriented", intensified reform and innovation, highlighted structural adjustment, accelerated business transformation, tightened internal management, improved service quality, and actively created an advanced corporate culture with compliance, integrity and harmony as its core. Formed a full-service network consisting of business outlets, ATM, POS, self-service banking, telephone banking, mobile banking and online banking; Operating efficiency has been continuously improved.

Shaanxi Branch will continue to make unremitting efforts, be determined to innovate, forge ahead, provide better services to customers, create more value for shareholders, make greater contributions to society, and strive to move towards the goal of being a world-class commercial bank.