If there are three hundred million deposit banks, what kind of treatment will there be?

The amount of funds of 300 million yuan, whether for corporate deposits or personal deposits, is not a small sum. Of course, whether you just spend this 300 million yuan in the bank or keep it for a long time, the treatment of the two is completely different. If it's just turnover (for example, saving today and transferring tomorrow), there will be no special treatment; But if it is a long-term deposit, this treatment will be unusual.

Enterprise account

Generally speaking, the handling of large deposits in corporate accounts is to reduce various fees, such as annual account fees, annual online banking fees, SMS notification fees for account changes, remittance fees, etc. Compared with individuals, the treatment is much less.

individual account

Personal savings of 300 million is really amazing. Even if it is a small branch, the amount of funds of 300 million yuan can cover the balance of all savings deposits of the previous branch (excluding company deposits). If a retail account manager hangs your 300 million deposit under the marketing number, you can still get paid even if you don't go to work. So what kind of treatment can users with 300 million deposits enjoy in banks?

1, the interest rate rises to the top: this is one of the most basic services, and you can negotiate with the bank to let the outlets apply for a special interest rate from the superior bank, which is the so-called agreed interest rate. For example, the current one-year interest rate ceiling of state-owned banks is 2.25%, so it is not a problem for your capital to agree on 3%.

2. All fees are free: 300 million yuan is already the top customer of each bank. At present, the highest standard for private banking customers of major banks is only 6.5438+million yuan. If you meet the standards of private banking customers, then all the fees you can think of are basically free.

3. Value-added services: In addition to traditional services, 300 million customers can also enjoy value-added services, such as: VIP access at the airport, airport pick-up, free physical examination in 3A hospitals, high-end salons, personal customized wealth management products, birthday gifts, free travel, road rescue, etc. It can be said that they care more about you than mom and dad.

4. Work benefits: If you can put 300 million yuan in the bank for a long time, then it's no problem if you want to arrange a relative and friend to work in the bank. You can even get a nominal salary without actually signing up for work.

5. Credit concessions: people with more deposits can also enjoy many preferential measures in credit, such as credit card services with the highest amount; For example, if there is a loan demand, the loan interest rate can be reduced and so on.

abstract

300 million yuan needless to say, as long as you have 1 100 million yuan in reality, the bank's treatment is unexpected, and there is nothing that the bank can't do. Therefore, if you want to enjoy good treatment and service, you must work hard to make money. This is the king. After all, as far as the current situation is concerned, it is estimated that the population of China 1 100 million is less than 0.0005438+0%.