Is Chouzhou Bank a regular bank?

Chouzhou Bank is a formal commercial bank.

1. Zhejiang Chouzhou Commercial Bank is rooted in Yiwu, the largest small commodity distribution center in the world. 1987 was established in June, formerly known as Chouzhou Urban Credit Cooperative in Yiwu. In August 2006, it was restructured into Zhejiang Chouzhou Commercial Bank with a registered capital of/kloc-0 1.05772 billion yuan. After more than 20 years of rapid development, the bank has fully entered the core area of the Yangtze River Delta economic circle, and its reputation and influence have been further enhanced. By the end of 20 10 and 12, the bank had set up eight branches in Shanghai, Hangzhou, Nanjing, Fuzhou, Ningbo, Wenzhou, Lishui and Taizhou, with a total of 46 institutional outlets. In addition, the bank has initiated the establishment of six village banks in Ji 'an, Jiangxi, Daishan and Putuo, Zhejiang, Beibei, Zhongxian and Huadu, Guangzhou, and will initiate the establishment of village banks in Anning, Yunnan, Longquanyi, Chengdu and Dongtai, Jiangsu.

2. After realizing cross-regional operation, the asset scale of Zhejiang Chouzhou Commercial Bank continued to expand and its operational strength continued to increase. By the end of 20 10 and 12, the total assets of the bank were 52.475 billion yuan, the balance of various deposits was 36.986 billion yuan, the balance of various loans was 247.65438+02 billion yuan, and there were 639.65438+0 employees. For more than 20 years, Zhejiang Chouzhou Commercial Bank has always adhered to the market positioning of "supporting small and medium-sized enterprises and serving individuals". In accordance with the idea of "relying on the market, following the market and serving the market", we will expand institutional outlets in places where the professional market and wholesale market are concentrated and the individual private economy is developed, and we are determined to be a "market bank" with high reputation in the industry. Zhejiang Chouzhou Commercial Bank closely integrates its own development with the regional economy and is committed to providing high-quality financial services for small and medium-sized enterprises and individual industrial and commercial households. After years of dedicated operation, the bank has formed its own small business service model, which has won the satisfaction and trust of customers and has also been highly concerned and evaluated by the public and the industry.

3. Zhejiang Chouzhou Commercial Bank takes the business philosophy of "growth partners of small and medium-sized enterprises and entrepreneurial friends of individual merchants", deeply cultivates and refines the market, gradually cultivates a stable customer base with high loyalty, and lays a solid foundation for sustainable development, and always takes cultivating and developing small business customers as the strategic focus of long-term sustainable development. Not only do we do better in service, but also fully reflect the differentiation in products, give full play to the advantages of "market banking", meet the diversified needs of small and medium-sized enterprises, accelerate financial innovation, strengthen characteristic management, and promote the growth of small enterprises with tangible measures.

Zhejiang Chouzhou Commercial Bank has established and improved a set of standardized rules and regulations and assessment mechanism system according to the model of modern joint-stock commercial banks, and has carried out fruitful reforms in internal control system construction, corporate culture construction and human resource management. It has basically become a modern joint-stock commercial bank with perfect corporate governance structure, scientific and standardized management, strict risk internal control, high personnel quality, first-class service level, excellent asset quality, good corporate image and strong profitability.

Zhejiang Chouzhou Commercial Bank adheres to the concept of "being grateful and rewarding fertile soil", actively participates in charity, bravely fulfills its social responsibilities while building a good financial brand value, and is committed to being an excellent corporate citizen.

The business of Zhejiang Chouzhou Commercial Bank has developed rapidly, continuously and healthily, and its excellent performance and standardized management have been well evaluated by local governments, regulatory authorities and peers.