My CCB card says "Huifulong Card". Does it have any special purpose? Said it was a credit card

Huifulong card is a savings card, not a credit card.

Huifulong Card is an exclusive debit card IC card issued by CCB for migrant workers. The card not only has the basic functions of ordinary debit card payment and settlement, personal finance, but also enjoys special functions such as settlement discount, deposit appreciation, agreed transfer and automatic transfer.

For example, deposits with corresponding maturities and grades in the card can enjoy interest rate floating concessions, automatic transfer business from accounts in the card to designated accounts outside the card, and regular fixed automatic remittance business from designated CCB accounts in different places.

Extended data:

Ronca function

1, one account with many accounts, comprehensive management: Except for current and fixed deposit accounts in RMB, USD, HKD, JPY, EUR and GBP, other accounts of customers' own construction bank can be linked to Dragon Cartoon to arrange funds as a whole.

2. Contract financing, automatic transfer: You can choose a variety of automatic transfer services, such as changing current account into current account, changing current account into fixed account, changing current account into notice, changing notice into current account, voucher-based automatic transfer of treasury bonds due, automatic remittance, etc. The bank will automatically dispatch funds for customers according to their contracts.

3. Convenient and flexible collection and payment on behalf of customers: Dragon Cartoon can be used as a payroll account, and can also be used to withhold and remit related expenses, thus avoiding the trouble of customers withdrawing cash and paying cash.

4. Investment and wealth management, value preservation and appreciation: Through Dragon Cartoon, customers can handle a series of investment and wealth management businesses such as foreign exchange trading, voucher-type government bonds, funds, bank-securities transfer and customer margin service. , is a good financial helper to obtain higher income.

5. Wide channels and convenient card use: customers can use dragon cards in special merchants and self-service devices (such as ATM, CDM ATM, self-service terminals, etc.) besides trading at the counter. ), telephone banking, online banking and other channels? Make a transaction and experience the fun of using the card anytime, anywhere.

6. Universal overseas transactions: UnionPay Dragon Card (formerly Dragon Card Savings Card) can realize overseas cash withdrawal and consumption through UnionPay network;

VISA or MasterCard can not only use UnionPay network, but also spend money by swiping cards in merchants with VISA or MasterCard logo in more than 200 countries and regions around the world, and withdraw local currency from ATM machines, making overseas travel more convenient and unique. Customers can also apply to China Construction Bank for automatic foreign exchange purchase and RMB deposit.

China Construction Bank-Dragon Cartoon