Alleviate difficulties

In order to stabilize market expectations, maintain normal production and operation order, and promote the healthy, stable and high-quality development of market players, in view of the difficulties and development needs faced by private small and medium-sized enterprises and individual industrial and commercial households at present, combined with the actual situation, our city recently launched ten measures to further help small and medium-sized enterprises and individual industrial and commercial households.

First, the issuance of rent relief loans, policy guarantees and interest subsidies. For eligible entities leasing non-state-owned real estate, each household will provide a loan for rent reduction of shops within 1 year/10,000 yuan, and the municipal finance will give a full discount, and the municipal government financing guarantee institution will provide a "zero interest rate" guarantee. Since May 5, 2022, Shang Qi Bank has opened a green channel for rent relief loans, and the application date for loan relief is June 30, 2022.

Two, to promote the stable position of the aided enterprises, and to reduce the pressure of social security payment of enterprises in difficulty. Implement the policy of reducing the rate and delaying the payment of social insurance premiums, and continue to implement the phased reduction of unemployment insurance rates in 2022; The policy of holdover of endowment insurance, unemployment insurance and work-related injury insurance in catering, retail, tourism and road transport enterprises is implemented in stages, in which the holdover period of endowment insurance is 3 months, and the holdover period of unemployment insurance and work-related injury insurance does not exceed 1 year, and the late payment fee is exempted during the holdover period; Individual industrial and commercial households and all kinds of flexible employees who participate in the basic old-age insurance for enterprise employees in their personal capacity may voluntarily postpone the payment of old-age insurance premiums in 2022, and the unpaid part in 2022 may be paid before the end of 2023. Enterprises with difficulties in production and operation affected by the epidemic can apply for holdover of medical insurance premiums before June 30, 2022, and will be exempted from late payment fees during the holdover period, and enjoy the relevant treatment of medical insurance and maternity insurance normally; At the same time, you can apply for reducing the deposit ratio of housing provident fund or delaying payment, and then restore the deposit ratio and pay the housing provident fund in full after the business situation changes.

Third, further implement preferential policies for tax reduction and fee reduction. Further implement the preferential policies of reducing and exempting the income tax of small and meager profit enterprises and individual industrial and commercial households; Speed up the implementation of VAT export tax rebate. Before June 30, 2022, the stock tax rebate of small-scale enterprises will be refunded centrally. Eligible taxpayers of medium-sized enterprises in manufacturing and other industries may voluntarily apply for centralized refund of tax rebates for medium-sized enterprises; From May 1 day to February 3 1 day, 2022, taxpayers' income from providing express service for residents' daily necessities shall be exempted from value-added tax.

Four, the full implementation of industrial and commercial off-grid direct supply link electricity price policy. Continue to implement the electricity price policy of industrial and commercial off-grid direct supply link, and the off-grid power supply subject shall not charge any other fees from the end users except the loss fee (the loss rate shall not exceed 12%). If the electricity charge method of "purchase electricity first, then use electricity" is adopted, the standard of "advance electricity price" shall not be higher than RMB per kilowatt (implemented from May 1 day, 2022). The difference between the "pre-purchased electricity price" and the "monthly electricity price of end users" will be refunded more and replenished less on a regular basis, and the longest refund period shall not exceed 12 months. Acts that violate the price policy shall be investigated and dealt with by the market supervision department according to law.

Five, the implementation of "pay off debts without stopping", to ensure the normal production and operation. Small and medium-sized enterprises and individual industrial and commercial households that are affected by the epidemic and have difficulties in production and operation can postpone the payment of water and gas costs required for production and operation, and implement "non-stop payment of arrears, no penalty interest". After the epidemic is over, the payment period shall not exceed 6 months in principle. Give small and medium-sized enterprises a discount of 10% on the average tariff of broadband and private lines, and reduce the cost of working online and at home for small and medium-sized enterprises. Encourage water supply and gas supply units to implement phased preferential market prices according to government guidance prices and affordability, and further reduce the burden of water and gas for production and operation of small and medium-sized enterprises.

Sixth, broaden financing channels and solve the financing problem of small and medium-sized enterprises through multiple channels. 1. Promote the issuance of debt financing instruments, support small and medium-sized enterprises to carry out direct financing, promote qualified small and medium-sized enterprises to go public for financing in Qilu Equity Exchange Center, New Third Board or stock exchange, and give certain financial support. Reasonable extension, extension and adjustment of repayment arrangements for small and medium-sized enterprises and individual industrial and commercial households will not affect credit records and will be exempted from penalty interest. 2. Promote the incremental expansion of "talent loan", set up a "talent loan" risk compensation fund, and guide banking institutions to provide unsecured and unsecured credit products for high-level talents of small and medium-sized enterprises to carry out scientific and technological achievements transformation and innovation and entrepreneurship activities. In principle, the loan interest rate shall not exceed the quoted loan market interest rate of 200 basis points in the same period.

Seven, increase support for business guarantee loans. Strictly implement the exemption of counter-guarantee requirements for personal business guarantee loans of 654.38+10,000 yuan and below, and provide policy support for qualified entrepreneurs and small and micro enterprises; Open a "green channel" for small and micro enterprises in accommodation, catering, wholesale and retail, logistics and transportation, cultural tourism and other industries that are greatly affected by the epidemic; Promote "venture guarantee portfolio loans" for small and micro enterprises in need, and take measures such as finding people by policy, accurate docking, active service, special handling and emergency handling to improve the handling efficiency and service level.

Eight, support small and medium-sized enterprises to carry out technological innovation. 1. Carry out pilot business innovation insurance, implement classified subsidies for business innovation insurance premiums, and give one-time subsidies to high-level talent enterprises at or above the provincial level according to the premium 100%, with a maximum of 654.38+10,000 yuan; The winner of Zibo Talent Plan will be given a one-time subsidy of 50% of the premium, with a maximum of 50,000 yuan; Other start-ups within the scope of protection will be given a one-time subsidy of 30% of the premium, up to 30,000 yuan. 2. Support the Industry-University-Research project of enterprises to declare the innovation ability improvement project of small and medium-sized science and technology enterprises in Shandong Province and the innovation competition action plan of small and medium-sized enterprises in Shandong Province. To obtain the award of the action plan for innovation competition of small and medium-sized science and technology enterprises in Shandong Province, the municipal finance will provide matching funds in accordance with 20% of the provincial award amount.

Nine, encourage the development of new formats, and ensure the demand for rational land use. On the premise of conforming to the planning, private small and medium-sized enterprises that have been approved to use existing houses and land to set up new formats such as "internet plus", cultural creativity, scientific research and development, industrial tourism, space creation and producer services will continue to use land according to their original purposes and land ownership types, and implement a five-year transition policy.

Ten, support small and medium-sized enterprises to participate in government procurement. Goods and services procurement projects with a government procurement quota of more than 2 million yuan and engineering procurement projects with a price of less than 4 million yuan, which are suitable for small and medium-sized enterprises, shall be specially purchased for small and medium-sized enterprises; Goods and services procurement projects exceeding 2 million yuan and engineering procurement projects exceeding 4 million yuan are suitable for small and medium-sized enterprises. More than 50% of the total budget of these procurement projects is reserved for SMEs, and the proportion reserved for small and micro enterprises is not less than 70%.

The city requires all relevant departments at all levels to improve their political positions, strengthen their responsibilities, deepen and refine various measures according to the division of responsibilities, study and formulate supporting policies for districts and counties and relevant implementation rules for departments, and promote the effectiveness of poverty alleviation policies. It is necessary to further strengthen the publicity and implementation of policies to ensure that small and medium-sized enterprises and individual industrial and commercial households are aware of and familiar with various policies and measures and make good use of relevant policies. It is necessary to strengthen operation monitoring, analysis and judgment, pay close attention to the operation of small and medium-sized enterprises and individual industrial and commercial households, establish a working mechanism of horizontal coordination and vertical linkage, strengthen organizational leadership and overall coordination, and form a joint effort to support the healthy development of small and medium-sized enterprises and individual industrial and commercial households to the maximum extent.