Can social security only pay industrial injury insurance?

Social security can't just pay work-related injury insurance.

First, the multiple security functions of the social security system.

All kinds of insurance in the social security system have their unique security functions. For example, endowment insurance is to ensure that workers can maintain their basic livelihood after reaching the statutory retirement age; Medical insurance is to reduce the economic burden of workers due to illness; Unemployment insurance provides the unemployed with living security for a certain period of time and helps them re-employment; Industrial injury insurance provides medical and economic compensation for workers who suffer accidental injuries or occupational diseases at work; Maternity insurance protects the rights and interests of female employees during childbirth.

Second, the limitations of paying work-related injury insurance alone.

If you only pay work-related injury insurance, you will not be able to get corresponding protection in other aspects such as pension, medical care, unemployment and maternity. This means that once these problems are encountered, individuals will have to bear all the risks and economic pressures themselves. This is obviously not conducive to the long-term development of individuals and families.

Third, the necessity of comprehensive insurance

In order to obtain comprehensive social security, workers should participate in all social insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. In this way, no matter in work or life, we can get strong protection from the state and society and reduce the economic pressure brought by various risks.

Iv. responsibilities and obligations of insurance according to law

According to the relevant laws and regulations of our country, both employers and workers have the responsibility and obligation to participate in social insurance according to law. The employing unit shall register social insurance for workers and pay social insurance premiums in full and on time. Workers should also know their rights and obligations, actively participate in social insurance, and establish and maintain a social security system.

To sum up:

Social security can not only pay work-related injury insurance, because it will lead to the lack of social security in other aspects. In order to obtain comprehensive social security and reduce economic risks, workers should participate in all social insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. This is not only the right and obligation endowed by law, but also the necessary guarantee for the long-term development of individuals and families.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 provides that:

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and employers and employees should pay basic old-age insurance, basic medical insurance and unemployment insurance in accordance with state regulations.