Does the Postal Savings Bank have a loan contract for student loans?

The student loan of Postal Savings Bank has a loan contract

● The student loan of China Postal Savings Bank

● One-stop meeting all the capital needs during school

● Loan characteristics:

● Those who apply for the student credit student loan of Postal Savings Bank enjoy the following established policies:

● Financial discount

● State financial discount during school, and students do not have to pay interest

● Repayment. You can only repay the interest but not the principal, and you can also repay in advance at any time. No need for liquidated damages

● Template of student loan contract 1

● Liaoning Rural Credit Cooperative National Student Loan Contract Liaoning Rural Credit Cooperative Student Loan ()No. Borrower (Party A): (parents or legal guardians of students) Lender (Party B): (handling rural credit cooperatives) Guarantor (Party C): 1, 2, 3, 4, 5, 6, in order to safeguard the interests of all parties.

● Article 1 Loan amount

● The loan amount is RMB (in words) only and RMB (in figures) only.

● Article 2 Purpose of the loan

● The loan under this contract is only used for the basic expenses required by students to complete their studies during their school days, mainly including tuition and accommodation fees.

● Article 3: The loan term

● is from (year) to (year). In case of any change, the loan voucher shall prevail. The loan certificate is an integral part of this contract and has the same legal effect as this contract. See the following table for the loan and repayment plan:

● Article 4 Loan interest rate and interest

● 1. The loan under this contract shall be subject to the benchmark loan interest rate of the same term and grade specified by the People's Bank of China, with an annual interest rate of%. During the loan period, if the national benchmark interest rate is adjusted, it will be implemented according to the adjusted benchmark interest rate of loans of the same term and grade from January 1 of next year.

● 2. During the students' study in school, all the loan interest under this contract shall be borne by the finance at the same level. If the financial discount funds are not available in time and in full, the loan interest shall be paid by Party A.. From the 1st day of next month after graduation, Party A shall pay the loan interest and penalty interest in full, and the students shall be jointly and severally liable for the repayment of the loan principal and interest under this contract.

● Article 5 Loan Issuance and Payment

● The loan funds under this contract shall be issued within 15 working days from the date when Party B signs this loan contract, and shall be paid to the account designated by Party A.. Account name: designated by Party A, account number:, bank:.

● Party B shall be responsible for the loan payment under this contract in installments according to the academic year. When students use money again in the new school year, Party A will directly go to Party B with his ID card and personal seal to fill in the loan voucher, go through the loan formalities, and sign the Power of Attorney for National Student Loan Transfer of Liaoning Rural Credit Cooperative, and then Party B will transfer money according to the relevant regulations. However, Party A shall not apply in advance for the use of the national student loan in the place of origin of the next academic year.

● after receiving the money remitted by party b, the university will set up separate account books for tuition and accommodation fees according to the purpose of the loan, which will be used by the university according to the purpose agreed in the contract.

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