Is there a service charge for withdrawing digital RMB to the bank card?

Digital RMB has been introduced for several years, and the utilization rate is not very high at present. But recently, with the news that some regions use digital RMB to pay their wages, many people will have a hunch that their future wages will also be digital RMB.

Is there a charge for withdrawing digital RMB to the bank card?

No, it's free to withdraw money from digital RMB into bank cards, and it's free to withdraw money and transfer money. Because digital RMB is legal tender, there is no handling fee for bank card transfer.

According to the White Paper on Research and Development Progress of Digital RMB in China previously published by the People's Bank of China, the People's Bank of China does not charge the designated operating institutions for exchange and circulation services, nor does the designated operating institutions charge individual customers for exchange and redemption services for digital RMB.

The difference between digital RMB and WeChat Alipay;

Alipay and WeChat Pay play the role of wallets, which can store the deposit currency and digital RMB of commercial banks. Digital RMB itself is a legal tender, that is, currency.

Digital RMB payment limit:

1 The maximum balance of personal digital wallet is 1 10,000 yuan, the maximum single payment is 2,000 yuan, and the maximum single-day cumulative payment is 5,000 yuan;

The first-class wallet has no transaction restrictions, but the handling requirements are the most stringent. In addition to filling in the mobile phone number, ID card and my bank account, I also need to go to the operating agency for face-to-face signing;

3 The second-class wallet needs to be bound to a personal bank account, and the upper limit of wallet balance is raised to 500,000 yuan, the upper limit of single payment is 50,000 yuan, and the upper limit of daily cumulative payment is 65,438+10,000 yuan;

4. Three types of wallets need to provide valid identification documents, and the upper limit of balance is also raised to 20,000 yuan, the upper limit of single payment is 5,000 yuan, and the upper limit of daily cumulative payment is 1 10,000 yuan.

Digital RMB withdrawal is not only free, but also can be received and paid without the Internet. If the bank card is not bound, you can choose to adjust the mobile banking App to recharge directly.