What is the corporate culture of rural commercial banks?

Jiuqu Liuhe landscape show, a thousand miles of Hunan and Huaihe draw a new picture.

20 14 in the past year, we have been lit up by dreams, and we have never slowed down the pace of chasing dreams. At this beautiful moment, we are full of sincere gratitude: thank leaders at all levels for their long-term support, thank the people of the city for their concern, and thank our customers. Liuyang Rural Commercial Bank spent a colorful year and wrote a key sum.

In the past year, we focused on quality and efficiency, supporting agriculture and helping the small, promoting reform and innovation, and improving quality and efficiency. 65438+At the end of February, the bank's deposits were 173 billion yuan, a net increase of 2.284 billion yuan year-on-year, with an increase of15.2%; Various loans amounted to 654.38+0.305 billion yuan, with a net increase of 654.38+0.9 billion yuan or 654.38+0.7%. Non-performing loans amounted to 79.5 million yuan, accounting for 0.6 1%, down 0.24 percentage points year-on-year; The income was 65.438+0.52 billion yuan, and the profit was 86.5438+0.8 billion yuan, an increase of 65.438+0.04 billion yuan. Agriculture-related loans and micro-loans have fully achieved the regulatory objectives of "two no less than".

Over the past year, we have taken the party's mass line education practice as the carrier, adhered to the normalization of learning criticism and self-criticism, and carried out the normalization of rectification and implementation. We have further promoted the "anti-four winds and style change" and solidly promoted the three "Five Ones" projects of party committees, grass-roots branches and special events, further strengthening the party's sense of purpose, carrying forward the party's glorious tradition, harmonizing the relationship between the party and the masses, and promoting the close ties between the party's hearts and the people.

Over the past year, with the goal of benefiting the people, we have made every effort to promote Liuyang's special activities of "serving the people to support agriculture and benefit farmers and promoting urban-rural integration", and made great efforts to implement four major projects of "cultivating new rural business entities, industrial transformation and upgrading, credit environment construction and financial service innovation", so as to create a long-term mechanism for serving agriculture, rural areas and farmers and promote financial strengthening agriculture and benefiting the people. In the whole year, 20 billion yuan of various loans were issued, 2 billion yuan more than the same period of last year, and 2910.3 million farmers in the city received rating credit. At the end of the year, the number of online loan customers exceeded 1 10,000 households, the breadth of financial inclusion continued to increase, and the image of local banks improved day by day.

Over the past year, we have continued to promote the "three certificates" for the convenience of the people, promoted the "three lines and one telephone" modern finance to enter the village and households, and cancelled or reduced the fees11; We completed the renovation and construction of outlets such as Yong 'an, Yuelong, Lotus and Xijiang, and added 64 self-service devices, totaling 158. Five off-bank self-service banks, including Renmin Road and Xinyue Peninsula, were newly established, with convenient payment terminals 126, which basically realized the basic financial services and created an excellent customer experience environment in an all-round way. By improving the assessment mechanism of high-quality and civilized service, we will conduct inspections and inspections in a timely manner.

In the past year, driven by reform and innovation, we paid attention to improving quality internally and establishing an image externally. The proposal for the establishment of four village banks in Xinyu, Jiangxi, Anhua, Xiangtan and Lengshuijiang was approved by the CBRC, and the "Xianghuai Village Bank" will soon surface. Improve the mechanism of "three products", "three tables" and "three evaluations", vigorously promote bad accountability, and continuously improve the risk management and control capabilities. Improve the management style of account managers and middle-level full-time employees, promote the construction of professional ethics funds, and fully activate human resources. Relying on the "Liuyang Rural Commercial Bank Love Fund", it donated nearly one million yuan and actively organized public welfare activities such as respecting the elderly and caring for the young, caring for students and helping the poor. Since last year, six national ministries and commissions have come to investigate and discuss, accepted interviews and reports from nine mainstream media in the central government, and several provincial agricultural offices, agricultural committees and credit cooperatives have come to inspect and guide, once again participated in the joint meeting of national benchmark banks, and exchanged and shared reform experiences with domestic first-class banks. Corporate brands have been continuously improved, and the public image has been effectively improved.

The golden horse raises its hoof to reach the source, and the jade sheep relays the dream round. 20 15, we will continue to pursue our dreams and work hard in difficult challenges. In the new year, we will conscientiously implement the spirit of the 18th National Congress of the Communist Party of China, closely rely on the strong leadership of provincial and municipal associations and the strong guidance of the regulatory authorities, sharpen the high-spirited fighting spirit of "striving for self-improvement and taking the lead in setting an example", strengthen the confidence of "improving quality, increasing efficiency and developing scientifically", carry forward the pragmatic spirit of "stepping on stones to leave an imprint on iron", push forward the reform strategy, strengthen the drive of innovation, comprehensively control risks and promote talent prosperity.