Slogans about endowment insurance

Endowment insurance is an important part of social security system and one of the most important five types of social insurance. The so-called endowment insurance (or endowment insurance system) is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers after reaching the working age limit stipulated by the state to terminate their labor obligations or quitting their jobs because of old age. Social old-age insurance has three meanings: 1. Old-age insurance takes effect automatically after the elderly within the legal scope completely or basically withdraw from social labor life. The "complete" mentioned here is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. It should be emphasized that the legal age limit (with different standards in different countries) is the practical measure. 2. The purpose of endowment insurance is to ensure the basic needs of the elderly and provide them with a stable and reliable source of life. 3. Old-age insurance is based on social insurance to achieve the purpose of protection. Endowment insurance is a kind of social security system that is widely implemented in all countries of the world. Characteristics of social endowment insurance: Social endowment insurance is a kind of social insurance system widely implemented in all countries of the world, which generally has the following characteristics: it is legislated and enforced by the state, and all enterprises and individuals must participate. Those who meet the pension conditions can receive pensions from the social insurance department; The source of social endowment insurance fund is generally shared by the state, units and individuals, or by both units and individuals, and a wide range of social mutual assistance is realized; Because of its sociality, great influence, many people enjoying it for a long time and huge expenses, it is necessary to set up special institutions to implement unified planning and management of modernization, specialization and socialization. Levels of social endowment insurance system: China's endowment insurance system after the reform of endowment insurance system is divided into three levels: first, basic endowment insurance, which is a kind of endowment insurance system enforced according to the unified national policy to ensure the basic needs of retirees; Second, enterprise supplementary endowment insurance, which is an auxiliary endowment insurance established by enterprises according to their own economic strength and under the implementation policies and conditions stipulated by the state, is guided by the state macro and implemented by internal decisions of enterprises; The third is personal savings endowment insurance, which is a supplementary insurance form that employees voluntarily participate in and choose the agency. In the latter two levels, enterprises and individuals can deposit the endowment insurance premium into the endowment insurance fund account established by social insurance institutions according to regulations, or they can choose to insure in commercial insurance companies. Basic system of social endowment insurance: China's basic endowment insurance system is the combination of social pooling and individual accounts. The system adopts the form that the state, enterprises and individuals * * * share the burden in raising the endowment insurance fund, the social pooling part is raised by the state and enterprises * * *, and the personal account part is paid by enterprises and individuals according to a certain proportion. The basic old-age insurance is enforced by the state, and its purpose is to ensure the basic needs of retirees.