ICO was found to be suspected of illegal fund-raising, and Magic Farm took away 200 million yuan.

I saw two pieces of news over the weekend:

1.ICO was found to be suspected of illegal fund-raising;

2. A so-called financial management game called Magic Farm swept away 200 million;

Last Thursday, I shared some knowledge about the Internet investment platform with my friends in QQ group, and talked about various financial scams in the guise of the Internet, including the IFGOX foreign exchange trading platform and the kindness exchange in the front time. These two scams have been taken seriously. At that time, I talked about the ICO that was very popular recently.

In fact, as a technical white, I don't understand the technical principles of blockchain technology, bitcoin and various virtual currencies, and I don't know much about ICO based on these, but I told my friends in the group. The principle of judgment:

Don't touch anything you don't understand.

I believe that most people, like me, don't understand the so-called blockchain technology and various ICO projects. If you don't understand this principle, don't vote.

But there are always some people who don't understand, but seeing that so many people have invested a lot of money, Bitcoin has indeed risen to tens of thousands of yuan. Coupled with the bright prospects described by the project sponsors, they will feel that if I don't seize this opportunity, I will never make a fortune in my life. The attraction of high income+fear of large losses, as soon as the two motives converge, some people take out their own money and start investing.

As a result, ICO projects on the market are really booming. A group of people who don't understand blockchain technology and virtual currency at all have joined this wave of investment army with a beautiful vision.

Well, ICO is now accused of illegal fund-raising.

In fact, it is not difficult to understand that you should not touch things you don't understand.

Why does the bank pay you interest when you deposit money in the bank, because you can use this money to lend money, earn loan interest, and then give you a share;

Put the money in Yu 'ebao, and the fund manager will use the money to make some low-risk investments, such as overnight bank lending and short-term high-quality bonds. After making money, he will distribute the income to you, and the fund manager will charge you a little management fee and other expenses;

Taking money to buy stocks is to become a shareholder of listed companies and have the opportunity to share the dividends of the development of listed companies. Why are there these dividends? Because the company provides high-quality products and services, consumers are willing to pay for them. The company can make money from these businesses and then share the money with shareholders who have always supported them.

Investing in projects on the P2P platform means lending money to individuals and enterprises in need. Individuals and enterprises occupy your funds, so naturally they need to pay you some interest, otherwise who would like to lend them money?

If you understand the logic and principles of these investments, then you can control risks and invest with peace of mind.

But even these financial investment products (except P2P, which is the reason for the high risk of P2P) which have existed for decades and hundreds of years and are strictly regulated have their own risks. If you don't understand, blindly entering the stock market will also lose a lot.

Then why do you dare to invest in an ICO project that has almost no supervision and you can't understand it yourself?

Why can ICO project help you make money? ICO projects will generally tell you that investing in our virtual currency can make money in the future.

Make money, where does this money come from?

What practical problems can this ICO project solve and what real value can it provide to society? Can you make a profit in some way?

If not, where does the money come from?

Waiting for someone else to buy it from you at a higher price?

Why do people buy from you at a higher price? How did you come to this conclusion? Is there any evidence to support it? What if nobody buys it?

There is no denying that there are reliable ICO projects, but only those who are knowledgeable in this field can see that most people do not have this ability. In this case, it is better to be cautious.

Let's talk about the magic farm, a financial game that took 200 million.

Before I saw this news, I didn't know that swindlers could cheat money in the form of games: players invest a certain amount of capital in the game and cultivate roses on their own farms, and this flower can be realized. As long as they invest in 330 yuan, they can transfer to 6.5438+0.7 million yuan in five months!

This is just a static gain. If you go offline and enter the game, the income will be higher!

It is said that this game cheated many people, and many people borrowed money to participate in the game.

330 yuan, it will become 17000 yuan in five months, which is even higher if you pull people!

Think with your toes and you'll know it's a scam!

Just wearing the skin of the game, I cheated about 300 thousand.

I really don't know what to say.

The reason why some people invest is actually: Magic Farm has WeChat group. In the group, the person in charge of the game has some photos of the so-called company's offline stores, which contain advertisements issued by Tencent. I feel that even Tencent has endorsed the company. That should be no problem.

You're going to piss the horse off!

I wonder if there is anything called a P-picture in the world?

Poor Tencent is lying down!

Every time I see this kind of news, I have a mixed feeling: on the one hand, I feel so sad, especially for some low-income people, because they don't have a good education, don't know the Internet and lack basic knowledge of financial management and investment. After earning a little money at first, they often borrow money from relatives and friends to continue investing. After the scam is exposed, they don't know what kind of life they will face. For another group of people with higher education, it is obvious that they can obtain information by virtue of logic, common sense and basic search ability to judge whether this is a scam, but because of the attraction of high income, they ignore all abnormal factors and are finally cheated. I really hate iron not to produce; There are still a few people who clearly know that this is a scam, but they still want to invest in the end. What is hindered is that they can get away smoothly before the scam collapses. What they want is high income. For such a person, I have to say: good luck.

A magic farm ran away, I don't know how many similar games exist, and I don't know how many people will continue to be victims.

Friends who just want to read my article, firmly remember this sentence in the investment: don't touch things you don't understand.

Don't miss the bull market, real estate golden decade and Internet entrepreneurial tide easily. You can't miss such words.

You have to understand: there are many investment opportunities, which will indeed appear at any time, but you have to ask yourself whether you can understand this opportunity and whether you have the ability to seize it. Don't worry about opportunities that you don't understand.