Deposit Insurance Promotional Slogan

In daily life, everyone must have come into contact with some commonly used slogans. Through slogans, people can enhance their sense of social responsibility. What kind of slogan is a good slogan? The following are deposit insurance promotional slogans that I have collected for everyone. They are for reference only. Let’s take a look.

Promotional slogan for deposit insurance

1. Deposit insurance protects your precious deposits;

2. Implement the "Deposit Insurance Regulations" to fully protect the rights and interests of depositors ;

3. Establish a deposit insurance system to promote the healthy and stable development of the banking industry;

4. This institution has participated in deposit insurance in accordance with national regulations;

5. The local and foreign currency deposits taken by this institution are protected in accordance with the "Deposit Insurance Regulations".

Deposit insurance knowledge promotion

1. What is deposit insurance?

Deposit insurance, also known as deposit protection, refers to the state setting up a special deposit insurance fund through legislation to clarify that when individual financial institutions have operational problems, depositors will be reimbursed in a timely manner in accordance with regulations to ensure Depositor's Rights.

2. What is the scope of protection?

According to the Deposit Insurance Regulations, deposit insurance covers all banking financial institutions that accept deposits, including commercial banks, rural cooperative banks, rural credit cooperatives, etc. established in my country.

Insured deposits include RMB deposits and foreign currency deposits absorbed by insured institutions. However, this does not include interbank deposits of financial institutions, deposits of senior managers of insured institutions with this insured institution, and other deposits that are not insured by the deposit insurance fund management agency.

3. What is the reimbursement limit?

According to the Deposit Insurance Regulations, deposit insurance implements limited reimbursement, and the maximum reimbursement limit is RMB 500,000. If the total amount of the deposit principal and interest of all insured deposit accounts of the same depositor in the same insurance institution is within the maximum repayment limit, full repayment will be implemented; the portion exceeding the maximum repayment limit will be recovered from the liquidated property of the insurance institution in accordance with the law. be compensated.

4. Do depositors need to pay premiums?

No need. As part of the national financial safety net, deposit insurance mainly comes from premiums paid by financial institutions in accordance with regulations. The main purpose of collecting premiums is to strengthen market discipline on financial institutions and promote prudent operation and healthy development of banks.

5. Under what circumstances will repayment be made?

According to the Deposit Insurance Regulations, depositors have the right to require the deposit insurance fund management agency to use the deposit insurance fund to repay insured deposits when the following circumstances occur: the deposit insurance fund management agency serves as the takeover organization for the insured institution; The insurance fund management agency implements the liquidation of the canceled insurance institution; the people's court decides to accept the bankruptcy application of the insurance institution; other circumstances approved by the State Council. In order to ensure the timeliness of repayment and fully protect the rights and interests of depositors, the regulations stipulate that the deposit insurance fund management agency shall repay deposits in full within 7 working days from the date of the occurrence of the above circumstances.

6. How to manage the deposit insurance fund?

According to the approval of the State Council, the Deposit Insurance Fund will be established by the People's Bank of China in a special account, managed in separate accounts, and separately accounted for, and the management work will be undertaken by the People's Bank of China. In order to ensure the safety of the deposit insurance fund, the regulations stipulate that the use of the deposit insurance fund follows the principles of safety, liquidity, value preservation and appreciation, and is limited to deposits with the People's Bank of China, investment in government bonds, central bank bills, financial bonds with higher credit ratings and other high-quality deposits. grade bonds, and other forms of fund use approved by the State Council.

7. When will it be implemented?

The Deposit Insurance Regulations will come into effect on May 1, 2015.