Which bank branches are more convenient for handling business and UnionPay?

1. UnionPay is a credit organization in China, just like VISA is a credit organization in the United States. Chinese banks mostly use UnionPay cards, or dual-currency cards (mostly UnionPay plus VISA or MASTER logo), even if Dual currency cards can also be used through UnionPay channels.

2. There are many credit unions and post offices in rural areas, including in rural areas, but they are not in the large and small amount transfer system of the People's Bank of China. It is mostly inconvenient if you want to use this bank card to transfer money in various banks; the Agricultural Bank of China has many branches, and there are also People's Bank of China system: The slogan is Agricultural Bank of China has branches all over the world! However, the service attitude is not good and the self-service channels are inconvenient to use.

3. Major joint-stock commercial banks: For example, China Merchants Bank, Everbright Bank, Shanghai Pudong Development Bank, etc. have more outlets in first- and second-tier cities. They follow the route of mid-to-high-end customer base. Although they have few outlets, they have self-service channels. It is convenient. Generally, except for large deposits and withdrawals which are restricted by manual branches, 80% of the business at the counter can be replaced by self-service channels such as online banking and mobile banking.

The above is my summary. I hope it helps you. You can choose freely. If you are satisfied, please adopt it. Thank you!