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Characteristics and development of disaster relief
With the development of socialist construction, China is reforming the way of disaster relief in a planned and step-by-step way. For example, a mutual fund will be established at the village level in rural areas, either in the form of social insurance or in the form of a combination of funds and social insurance. Social insurance mainly combines the strength of the state, the collective and the individual to establish an insurance fund to supplement the rich countries and improve the efficiency of disaster relief. On the basis of voluntary mutual assistance, farmers pay a certain amount of insurance premiums according to the number of crops and houses in accordance with the contract, and at the same time, the state and the collective invest part of the disaster relief funds to form a disaster relief cooperative insurance fund. After the disaster, the insurance fund management unit will compensate the losses of crops, livestock and houses insured by farmers in accordance with the provisions of the insurance contract to ensure the basic livelihood and reproduction of the victims.
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