How much is the annual fee for the ICBC Universe Constellation Card?

ICBC’s Universe Constellation Card is free of annual fees. Anyone who successfully applies for a Constellation Card, whether it is a simple platinum card or a gold card, will have the annual fee waived during the validity period.

The Universe Constellation Credit Card has four major talismans. It protects your appearance and appearance. It protects you who love individuality and your wallet. It protects you who love money and has fun. Contribute to protect your ideal self, the crazy and fun-loving person, get rid of Mercury retrograde, and protect you who have dreams.

12 zodiac signs with high-looking exclusive cards, 10 times the points for spending on your birthday, Youku Video VIP members or iQiyi VIP members, free and distinguished experience

Time tolerance, tolerance, 0 foreign exchange Free account security insurance + account security lock for exchange fees. Bind WeChat and JD Pay to enjoy points. Bind the card or apply for a supplementary card to enjoy exclusive 6-month video membership (limited time promotion)

Extended information:

Cosmic Constellation Credit Card Rights

Cosmic Constellation Credit Card (hereinafter referred to as "Constellation Card") is divided into two levels: simple platinum and gold. The card faces have the same design, and are distinguished by the base color on the side of the card. Black is simple platinum, and red is gold. Among them, the Simple Platinum Card enjoys VISA Platinum Card privileges, UnionPay Platinum Card privileges, and all Platinum Card benefits of our bank except airport VIP lounges, high-speed rail VIP lounges, aviation accident insurance, travel inconvenience insurance and other travel insurance.

Annual fee reduction and exemption. Anyone who successfully applies for a Constellation Card, whether it is a simple platinum card or a gold card, will have the annual fee waived within the validity period.

The repayment grace period is 3 days, which means the cardholder is provided with a 3-day repayment grace period service. When the cardholder repays the loan within 3 days after the due payment date, it is deemed to be a credit card holder. Cardholders repay on time.

Tolerance, for cards opened after December 1, 2017 (inclusive), the current repayment grace difference is 10 yuan, and the repayment grace is due (due repayment date + grace period) , when the entire unpaid balance of the previous period's bill is less than or equal to 10 yuan, the cardholder will be deemed to have repaid it in full.

No foreign exchange fees for multiple currencies, and no foreign exchange fees for any overseas consumption. The currencies of this card are US dollars, euros, Hong Kong dollars, British pounds, Japanese yen, Singapore dollars, Canadian dollars, Australian dollars, 10 foreign currencies including Swiss Franc and New Zealand Dollar.

When used on VISA card networks in countries or regions corresponding to 10 foreign currencies, the card will be directly credited in the corresponding currency without currency conversion, and the cardholder does not need to pay foreign exchange fees. When used in countries or regions other than the 10 foreign currencies, foreign exchange conversion fees are automatically waived.

Free account security insurance + account security lock. Cardholders who spend any amount in the month will receive account security insurance with high insurance coverage and fast claims settlement covering all ICBC credit cards in the next month. Platinum Card The maximum compensation is 50,000 yuan, and the maximum compensation for gold cards is 30,000 yuan.

Enjoy handheld self-service locking, real-time text message prompts, and unlocking services by replying, making consumption more convenient and card use safer. Through five locks including "overseas lock", "region lock", "night lock", "overseas card-less payment lock" and "limit lock", we comprehensively prevent and control the risk of fraudulent transactions.

Industrial and Commercial Bank of China-Cosmic Constellation Credit Card