Consumer finance arrears filing notice harassment SMS

If you apply for an online loan and fail to pay it off within the time limit, you will generally receive such short messages from third-party collection companies. Don't care too much. You only need to communicate directly with the loan platform and negotiate repayment.

Legal basis: Article 13 of the Self-discipline Convention on Collection of Overdue Debt in Internet Finance (Trial) stipulates that the object of collection shall meet the relevant requirements of laws and regulations and shall not harass irrelevant personnel.

Article 14 of the Self-discipline Convention on Collection of Overdue Debt in Internet Finance (Trial) stipulates that when an institution cannot get in touch with the debtor, it can only get in touch with the contact person agreed by the debtor in advance in order to resume contact with the debtor.

Article 17 of the Self-discipline Convention on Collection of Overdue Debts in Internet Finance (Trial) stipulates that the collection personnel shall carry out collection activities at an appropriate time and shall not frequently call to harass debtors and other personnel.

Article 18 of the Self-discipline Convention on Collection of Overdue Debt in Internet Finance (Trial) stipulates that the collection personnel shall not disclose the personal information of the debtor, such as debt, overdue, breach of contract, etc. For others other than the debtor, except as otherwise provided by laws and regulations.